The Philippine Health Insurance Corporation or most commonly called (PhilHealth) was established in 1995 as a National Health Insurance Program for both employed and unemployed sectors. For just a minimal amount paid monthly (for employed), quarterly (for voluntary) and free (for indigents and senior citizens), it is certainly a big help. It may not cover your entire hospital bill but is deducts a substantial amount from it.
The only thing we must remember is that you have to pay in advance for you to be able to use it and having a Philhealth ID or number is not enough to be qualify for the benefits. For the employed sector, one must have 3 months contribution within the last six months before the first day of confinement.
With this strict rules for availment, we should also be keen in checking that our hard-earned contributions are remitted and posted properly to avoid delays or problems by the time that we need it.
The good news is we can already check our Philhealth contributions online through http://www.philhealth.gov.ph/. We just need to simply create an account through the member inquiry on the right side of the homepage.
To register, you will need the following information:
- Philhealth Identification Number (no dashes)
- First and Last Name
- Mobile Number
- Email Address
After submitting your information and answering the security questions, you will be sent an activation email.
Just click the link provided and you will also receive your login details where your username is your Philhealth Identification Number and a default password.
After clicking the link, you will get a prompt that your account has been activated and you may now login.
Once your account is activated, you may now view your contributions and even print an MDR which is the main requirement for claiming.
If you still have questions, let me know on the comments section below.