LUMOS FLOAT Review: First 360° Rotatable Projector (Video and Audio Samples Included)

The LUMOS FLOAT Smart 360° Projector is a game-changer for anyone looking to enhance their entertainment experience affordably. Whether you're watching movies, playing games, or simply creating a cozy atmosphere, this projector delivers on every front.

LUMOS is a Singaporean home-grown brand committed to delivering high-quality home cinema projectors at affordable prices. We've been using LUMOS since 2022, and our projector has remained impressively reliable. Even after years of use, it continues to perform flawlessly, making LUMOS our go-to brand. 

Now, we are so excited to try their latest innovation—the LUMOS FLOAT. This is the first 360° rotatable projector designed to project on walls and ceilings. It includes a unique hangable skytrack for mounting. In our case, we placed this on our headboard which allowed us to watch shows comfortably while lying in bed. 

Watch this video for our detailed review of the LUMOS FLOAT SMART and see it in action!

The LUMOS FLOAT comes in two variants:

• LUMOS FLOAT Regular – Functions as a standard projector requiring external connections.
• LUMOS FLOAT Smart – Features an Android operating system with built-in apps, making it a plug-and-play device.

Why Choose the LUMOS FLOAT Smart?

1. Flexibility

Unlike traditional projectors, the LUMOS FLOAT Smart is a plug-and-play device. Simply connect to Wi-Fi, log into your streaming accounts, and enjoy. No need for additional devices.

 

With Android 9, 1GB RAM, and 8GB storage, it comes pre-installed with popular apps like YouTube, Netflix, Prime Video, Spotify, and even Facebook. You can also browse the internet using Google Chrome! 

It is also very flexible in terms of connectivity options: 

• Wired: USB, HDMI, RCA for computers and gaming consoles 
• Wireless: Airscreen for Mac/iPhone while Windows/Android devices can use the Miracast for seamless casting. 
• Bluetooth and USB compatibility for wireless control are also available. 

2. Lightweight and Portable

With a sleek and compact design (22 x 14 x 10 cm, weighing only less than a kilo), this projector is perfect for small spaces and can be easily mounted using its unique hangable SkyTrack or a simple 3M hook. No more drilling nails or additional stands are required. 

3. Outstanding Video Quality

The video quality is outstanding. It supports a 1080p resolution (native 720p) that is 225% clearer than standard projectors.  It also comes with a 50,000-hour LED lamp life ensuring longevity.

The screen can expand up to 150 inches, filling an entire wall for an immersive experience. We tested it with our PlayStation 5 (PS5), and gaming on such a massive display was incredibly fun. Best of all, the graphics remained crisp and vibrant, with no compromise in quality. Thanks to the LUMOS FLOAT’s impressive 3,000 lumens brightness, colors appear richer and more dynamic, enhancing every detail.

Adjustable projection size:

1.5m distance → 50-inch screen

4.5m distance → 150-inch screen

It also features an Automatic Vertical Keystone which allows you to project a straight image even when placed at an angle plus it comes with a remote-controlled focus adjustment which means no need for manual tweaks!

4.  Audio Quality 

The LUMOS FLOAT comes with built-in dual speakers with Dolby Audio allowing you to enjoy cinematic surround sound without the need for additional speakers. 

But in case, you are wondering. There are multiple audio output options available. 

• Bluetooth 4.0 – Connect to soundbars or wireless speakers.
• HDMI & 3.5mm jack – For external audio connections.
• Headphone jack – Perfect for private viewing.

5. Trusted Brand with Rave Reviews

Since launching in the Philippines, the LUMOS Projector series has received countless 5-star reviews. Personally, we consider LUMOS our trusted brand for home cinema projectors.  

We also love that every purchase is backed by a one-year local warranty, giving us peace of mind. 

So, if you also want to get your own LUMOS FLOAT, you can order directly from their website: www.lumosprojector.ph/float and they ship locally in the Philippines.

• LUMOS FLOAT – ₱4,999 (down from ₱13,999)
• LUMOS FLOAT Smart (with apps) – ₱7,999 (huge savings from ₱19,999!)

Don’t miss this chance to bring high-quality home cinema into your home at an unbeatable price. This is available in gold, silver, and pink. It’s as stylish as it is functional. 

What do you think about the LUMOS FLOAT Smart? Let us know in the comments! 

The Power of Reading in Times of Economic Crisis and Social Chaos

In today’s world, economic instability and social unrest have become the new normal. With inflation rising, job security diminishing, and misinformation spreading like wildfire, people find themselves vulnerable to manipulation and despair. Ignorance is being exploited by those in power, and many individuals remain trapped in a cycle of misinformation, unable to make informed decisions. In such a precarious situation, reading is more crucial than ever. Reading empowers individuals with knowledge, sharpens critical thinking skills, and fosters resilience in the face of uncertainty. Now, more than ever, people should turn to books as a means of survival and enlightenment.

Knowledge as a Shield Against Exploitation

One of the most significant advantages of reading is that it equips individuals with knowledge, which serves as a shield against manipulation. In an era where misinformation is rampant, those who do not read are easily swayed by false narratives, political propaganda, and misleading media. Books, especially those based on history, economics, and philosophy, provide context to current events, helping readers discern truth from lies. A well-informed society is less susceptible to exploitation because knowledge fosters awareness and vigilance.

Critical Thinking in an Age of Deception

Beyond acquiring facts, reading also enhances critical thinking skills. The ability to analyze information, question sources, and form independent opinions is essential in a world filled with biased news and deceptive social media trends. When people read, they engage with different perspectives, challenge their own beliefs, and learn to construct well-reasoned arguments. Without these skills, individuals become passive recipients of whatever is fed to them, unable to differentiate between truth and deception. Reading provides mental tools to navigate a chaotic society with clarity and reason.

Escaping Despair Through Literature

Economic hardships and societal breakdown can take a toll on mental health. Many people feel overwhelmed by uncertainty, leading to stress, anxiety, and hopelessness. Reading offers an escape—a chance to explore different worlds, gain new perspectives, and find comfort in stories of resilience. Literature, both fiction and non-fiction, has long been a refuge for those seeking inspiration and motivation. Whether it’s a novel that transports readers to another time and place or a self-help book that offers strategies for coping with adversity, reading provides solace and guidance.

Personal and Economic Empowerment

A declining economy often means fewer opportunities for financial growth. However, reading can be a powerful tool for self-improvement and economic empowerment. Books on entrepreneurship, financial literacy, and skill development provide practical knowledge that can lead to better career opportunities and financial stability. Instead of relying solely on formal education, which can be expensive and inaccessible, self-education through reading allows individuals to adapt to changing job markets and acquire new skills. Those who read extensively are better equipped to make informed financial decisions, start businesses, and build sustainable futures for themselves and their families.

Strengthening Society Through an Informed Public

A society filled with readers is a society less prone to division and ignorance. When people engage with diverse ideas and perspectives, they become more empathetic and open-minded. This understanding fosters social cohesion and reduces the likelihood of blind tribalism and conflict. Historically, literacy and widespread access to books have been associated with societal progress, democratic stability, and innovation. By encouraging reading, communities can build a more informed and engaged citizenry, capable of working towards positive change rather than succumbing to fear and division.

Conclusion

In an age of economic hardship and social chaos, reading is not just a pastime—it is a necessity. Ignorance leaves individuals vulnerable to manipulation, while knowledge empowers them to think critically, make informed decisions, and take control of their own lives. Books provide both an escape and a source of strength, equipping readers with the tools needed to navigate uncertain times. As society faces mounting challenges, the act of reading becomes an essential form of resistance against ignorance and exploitation. Now, more than ever, people should pick up a book and reclaim the power that knowledge provides.

Empowering Filipinos: Home Credit PH Recognized for Excellence at 60th Anvil Awards

Award-Winning Press Event highlights leading consumer finance company’s 

strong start to its new decade of operations

Home Credit Philippines (HCPH), the country’s leading consumer finance company, clinched silver at the 60th Anvil Awards this year under the Public Relations Tools Category (Special Events) for its press event, "Unlocking a New Decade of Credit Opportunities for Filipinos.

This recognition underscores Home Credit’s unwavering commitment to delivering innovative financial solutions that empower Filipino families. Held on May 13, 2024, the award-winning event marked the beginning of an exciting new chapter for Home Credit as it entered a new decade of operations in the Philippines.

The award-winning press event successfully gathered over 100 journalists and bloggers, resulting in extensive media coverage across print, online, and broadcast platforms. These efforts amplified Home Credit’s message of making essential commodities and high-ticket items more accessible to Filipinos through 0% interest installment plans. It also featured exhibits showcasing Home Credit’s trusted partners, including Abenson, Acer, Cellboy, Digimap, Imperial Appliance Plaza, Octagon, Power Mac Center, Samsung, and Silicon Valley.

Sheila Paul, Chief Marketing Officer of Home Credit Philippines, emphasized how the recognition reinforces the company’s commitment to creating a brighter financial future for Filipino families.

“This award reflects our unwavering commitment to making life’s essentials and aspirations more accessible to our customers,” said Paul. “Through our year-round campaigns for Summer, Back-to-School, and Holiday, which we have highlighted in the press event—we create opportunities for Filipinos to enjoy exceptional deals, including 0% interest installment rates during peak shopping seasons. As we have consistently done in recent years, we will continue to empower and uplift lives by delivering innovative financial solutions, staying true to our mission of bringing financial opportunities closer to every Filipino.”

Exceeding expectations with its remarkable turnout, the press event generated outstanding results in media reach, coverage, and cost efficiency. It significantly expanded HCPH’s visibility across various sectors, underscoring the company’s mission to make financial services more accessible to Filipinos nationwide.

One of the standout stories to emerge from the event was the success of Home Credit's Summer Campaign. The 0% interest financing on cooling appliances led to the sale of over 1,000 air-conditioning units per day, providing relief to Filipino families during the intense summer heat. The event also emphasized how Home Credit’s installment plans made premium items like iPhones more attainable for Filipinos. In 2023 alone, the company financed 12.5 million mobile phones, generating ₱30 billion in sales—₱6 billion of which came from iPhones.

Additionally, the event showcased Home Credit’s wide range of product offerings, from televisions and computers to e-bikes and medical equipment. The customer experience was further enhanced through Shoppingmall.ph, Home Credit’s online platform, featuring over 50,000 deals from more than 500 merchant partners nationwide, expanding the company’s reach and accessibility.

“This initiative was more than just an event; it was a celebration of Home Credit’s decade-long mission to improve the lives of Filipino families,” said Michael Dugenia, Managing Partner at DM&A Co., the marketing communications firm behind the press event. “We are honored to have played a role in crafting a campaign that not only tells Home Credit’s inspiring story but also creates meaningful connections with their customers.”

This Silver Anvil Award marks the second recognition for both Home Credit and DM&A Co., following their Silver Anvil win for the Back-to-School campaign in 2023. Their continued success exemplifies a results-driven partnership focused on impactful and creative audience engagement.

Now in its 60th year, the Anvil Awards is widely recognized as the gold standard of public relations excellence in the Philippines. Organized annually by the Public Relations Society of the Philippines, it honors campaigns that demonstrate outstanding creativity and effectiveness. This year’s Gabi ng Parangal, held on January 28, 2025, at The Manila Hotel, celebrated the best PR campaigns in the country.

Get More for Less with Pertua’s SF-10 and SKY-100: Affordable Fully Synthetic Oils with 2x the Mileage

Looking for high-quality engine oil without breaking the bank? Pertua, a trusted name in innovative lubrication, introduces SF-10 for gasoline engines and SKY-100 for diesel engines — two of the most affordable fully synthetic engine oils available in the Philippines. What’s more, these oils offer 2x more mileage than other fully synthetic oils, ensuring excellent value and performance.

Enduring Power, Protection, and Savings

● SF-10 is formulated to provide exceptional lubrication for gasoline engines, keeping cars, SUVs, MPVs and Crossovers running smoothly under various conditions​.

● SKY-100 is a fully synthetic diesel engine oil suitable for a wide range of diesel-powered vehicles such as SUVs, MPVs, and Light Trucks.

Powered by DuraSyn Technology

Both oils are powered by Pertua’s proprietary DuraSyn Technology, which minimizes engine friction, reduces operating temperatures, and extends oil drain intervals. With these products, 

drivers can expect prolonged engine life, fewer oil changes, and fuel savings​.

Exceptional Value in the Market

Pertua SF-10 and SKY-100 are among the most cost-effective options for fully synthetic oils, delivering 2x the mileage of competing products. Whether you're an everyday driver or a performance enthusiast, Pertua provides an excellent balance of protection and value for your money.

Make the Switch Today

Why settle for less? Upgrade to Pertua’s SF-10 and SKY-100 and experience enhanced performance and savings. SA PERTUA, MAY ILALAKAS PA!

For more information, visit pertua.com.

GCash and Zolo Forge Partnership to Combat E-waste

Groundbreaking partnership addresses tech industry’s growing environmental challenge

GCash, the Philippines’ leading finance super app and largest cashless ecosystem, is proud to announce a new partnership with Zolo, a global leader in sustainable IT Asset Disposal (ITAD) solutions and a trusted full-service provider of IT asset management. This collaboration aims to minimize the environmental impact of electronic waste by responsibly refurbishing and reselling unused devices.

According to The Global e-Waste Monitor 2024 report, the Philippines generated 540 million kg of e-waste in 2022, with lack of access to proper e-waste disposal facilities as one of the key contributors to this challenge. E-waste is one of the biggest challenges of the digital age, and GCash is leading the way in managing its carbon footprint and promoting responsible e-waste management.

“By finding ways to extend the life of devices and embracing creative approaches to repurpose and recycle, we’re doing more than reducing waste—we're advocating for a sustainable economy, one where resources are reused, valued, and given new life,” said Pebbles Sy, chief technology and operations officer at GCash. “This collaboration proves that when like-minded organizations join forces, we can achieve so much more for the planet and our communities.”

Zolo, an Australian company with operations in the Philippines and a carbon-neutral company that helps businesses manage their IT assets sustainably, shares GCash’s vision of a greener planet. By extending the lifecycle of electronic devices, Zolo helps conserve resources and reduce the demand for new materials.

“It is a pleasure for us as someone who is trying to push the boundaries of sustainability to find a partner that we can do this with. It is not easy in the Philippines to find such a partnership,” said Saar Herman, country manager at Zolo. “At Zolo Philippines, we are deeply committed to bringing sustainability into places, companies, and communities.”

This partnership aligns with GCash’s ongoing efforts to promote sustainability, which include its GForest initiative. Launched in 2019, GForest has evolved from a reforestation effort into a significant eco-movement, now encompassing agroforestry to support the livelihoods of local communities. By working together, GCash and Zolo aim to inspire other organizations to adopt sustainable practices and contribute to a healthier planet. To date, over 2,810,000 trees have been planted by the movement created by GForest, covering 11,600 hectares and providing incremental livelihood to 8,600 farmers.

Meanwhile, proceeds of GCash’s partnership with Zolo will go to the ABS-CBN Foundation, a non-profit organization active in environmental stewardship and community service.

“GCash has created a movement that allows millions of Filipinos to participate in meaningful action to protect the environment and combat climate change. Now, we’re leading the charge for another movement—addressing e-waste and expanding the lifecycle of unused devices,” stated CJ Alegre, sustainability head at GCash. "We are forging a sustainable legacy. Together, we are pioneering a sustainable revolution in fintech where every transaction brings us closer to a greener future.”

Order PSA Documents Online at PSAHelpline.ph: Allow Someone in Your Household to Receive It

PSAHelpline.ph provides a user-friendly online platform that simplifies the process of obtaining vital documents. By eliminating the need for physical visits to PSA offices, customers can conveniently place their orders online and select their preferred payment method. Once the order is processed, the documents are securely delivered to the designated address.

To maintain the highest standards of security, PSAHelpline.ph requires the physical presence of the certificate owner or authorized requester at the time of delivery. A valid government-issued ID is necessary to verify the recipient's identity and authorize the release of the documents. This stringent verification process safeguards against unauthorized access and ensures that the certificates reach the intended individuals.

Recognizing that unforeseen circumstances may arise, PSAHelpline.ph offers a flexible solution: the Authorized Representative feature. This allows customers to designate a trusted adult household member to receive the documents on their behalf. The authorized representative must present a valid government-issued ID to the courier to claim the certificates. By providing this option, PSAHelpline.ph aims to cater to the diverse needs of its customers and enhance the overall delivery experience.

How does the Authorized Representative Delivery Option Work?

PSAHelpline.ph offers flexibility for those who can't personally receive their documents. You can easily designate an authorized person to receive your PSA certificates on your behalf. This is especially useful for busy individuals or those who might not be available during delivery times.

Upon selecting the Authorized Person to Receive option, the applicant will be sent two emails. An email outlining the order details and payment instructions and a separate email providing a guide for appointing an authorized representative to receive the PSA certificate.

1. Simply click the "Authorized Person to Receive Form" button that is found in the email. This will direct the applicant to the authorized representative page.

2. In the page where you assign an Authorized Person to Receive, click ‘Next” if the applicant agrees to assign an authorized representative who is at least 18 years old and resides in the same household.

3. Applicant chooses an ID from the list to be uploaded and validated.

4. Applicant scans the QR code or uploads a clear image of the ID selected. The system will verify the details on the uploaded ID. To ensure successful validation, make sure the personal information on the ID matches the information provided in the order form.

5. If the uploaded ID is a National ID, the applicant will undergo a face verification process to confirm their identity as a real person.

6. Fill out the form with the personal and contact details of the assigned authorized person to receive.

7. Read and verify the information. If everything is correct, click the ‘Sign Letter of Authorization’ button

8. The Authorized Person to Receive will be successfully assigned with the summary of details shown.

9. If your order is not yet paid, you can now proceed to the payment section.

Your authorized person to receive is now ready to accept your PSA certificate! Just a friendly reminder: have them show a valid ID to the courier for smooth verification and document release.

Exciting updates are coming this New Year! PSAHelpline.ph (https://orders.psahelpline.ph) is always working to improve things, with new features and even more convenient service delivery. 

Home Credit Philippines promotes a healthier lifestyle with Takbo #ParaSaLife

Home Credit Philippines (HCPH), the country’s leading consumer finance company, is taking a significant stride toward promoting wellness and community engagement with its first-ever fun run, Takbo #ParaSaLife. Set to happen on Feb 16 at Parqal in Aseana City, this event invites Filipinos to kickstart the year on a healthy and active note.

Organized in partnership with WeKenRun, a local running group established by well-known marathon coach Ken Mendiola, Takbo #ParaSaLife caters to all levels of runners with race categories of 1K, 3K, 5K, and 10K.

With this initiative, HCPH strengthens its commitment to empowering Filipinos to live more rewarding lives. Beyond offering financial solutions, the company seeks to promote holistic well-being—encompassing physical, mental, and emotional health—by creating opportunities for communities to come together and embrace a healthier lifestyle.

“Home Credit is committed to empowering Filipinos to live the life they deserve, and this extends beyond financial well-being. Beyond providing financial services, with this run we are encouraging Filipinos to improve their overall well-being, enabling them to do more #ParaSaLife,” Sheila Paul, Chief Marketing Officer of HCPH said.

Takbo #ParaSaLife is open to all participants, from HCPH employees, family, friends, and customers to fitness enthusiasts and those beginning their wellness journey. Registration fees vary by race distance: PhP500 for the 1K, PhP900 for the 3K, PhP1,000 for the 5K, and PhP1,200 for the 10K. Each category includes exciting perks such as an event shirt, finisher’s medal, loot bag, and bib holder, depending on the selected distance.

“This initiative is about more than just running. It is about building a community that supports one another in achieving better health and wellness. We hope this event will inspire individuals to build lasting, healthy habits that empower them to achieve more life goals,” Paul added.

Freebies await all participants, and podium finishers in the 10K, 5K, and 3K race categories can look forward to exciting cash prizes. Winners in the 10K category will each receive PhP10,000, with PhP8,000 awarded to second place and PhP6,000 to third. In the 5K category, the first-place winners will take home PhP6,000, followed by PhP3,000 for second place and PhP2,000 for third. For the 3K category, the champion will earn PhP3,000, while second and third place will receive PhP1,500 and PhP1,000, respectively.

Events like the Takbo #ParaSaLife are more crucial than ever, especially in light of recent data from the World Health Organization (WHO) that highlighted the global rise in physical inactivity, a major risk factor for chronic diseases. The Philippines is among the countries with the highest rates, with 39.7 percent of the population affected by the lack of physical activity.

Sign up for Takbo #ParaSaLife today and take a step toward a healthier, more rewarding life! Visit this link to register and learn more about this exciting event.

To know more about the latest updates from HCPH, check out its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Ready, Set, Row! Seminar Explores Client-Agency Synergy for Winning Campaigns

Advertising campaigns often thrive on collaboration, but aligning creative visions of clients and agencies can be a challenging matter in the process. To know how to navigate and overcome these differences, fourth-year Advertising and Public Relations students from Polytechnic University of the Philippines (PUP) are set to host “Ready, Set, Row! Staying in Sync for Bigger Waves and Bigger Wins” on February 4, 2025 at PUP Bulwagang Balagtas.

The event will invite esteemed leaders from the client and agency side, where each will thoroughly discuss how they develop an advertising campaign and how they address creative challenges. It will also include a forum where both speakers will exchange conversations about achieving success in campaigns.

As part of the majestic return of AdCongress on its 21st year entitled “OlympiAD: Championing the Future of Advertising and Public Relations”, the seminar will also feature engaging discussions on how both forces keep up on new trends and emerging technologies in the brand and advertising industry that will inspire attendees to deliver impactful campaigns in the future.

Since its launching, PUP AdCongress has remained steadfast in becoming an avenue for students to learn from the industry professionals and enhance their knowledge in the field of advertising and public relations. The tradition continues with a series of seminars, which includes the highly anticipated “Ready, Set, Row!” on the lineup this year.

Whether you’re a marketing professional, an aspiring advertising practitioner or someone who simply wants to gain new insights from industry experts, this event welcomes everyone to attend. For registration and more information about the event, you can visit BAPRS1NAGTALA Facebook page.

Innovating for Tomorrow: LG Launches Air Solution Showroom and Academy in Cebu

In a milestone event that highlighted innovation, collaboration, and education, LG officially opened the LG Air Solution Showroom and Academy last December 12, 2024, in Mandaue City, Cebu. The ceremony, held to foster connections with industry professionals, educators, and prospective customers, also marked the launch of a facility dedicated to showcasing LG's latest air solutions.

A ribbon-cutting ceremony was led by LG Philippines Managing Director, Mr. Nakhyun Seong, joined by representatives from SAC dealerships, contractors, and educators from the Cebu Institute of Technology University. Attendees witnessed the unveiling of the new showroom and academy designed to be a hub for showcasing and learning about LG’s latest Air Solution technologies.

Guests were treated to an exclusive first look and guided tour of the state-of-the-art facility featuring LG's latest innovations in air conditioning.

LG Philippines Managing Director, Mr. Nakhyun Seong, expressed his excitement in this milestone event with the opening of the LG Air Solution Showroom and Academy "As a global leader in the HVAC market, LG is privileged to be given the opportunity to share our knowledge and expertise through this academy. With our technologically advanced products, we hope to contribute towards making energy-efficient business solutions more accessible here in Cebu."

Showcasing Innovation: Multi V i and Multi V Water 5

Capturing the attention of attendees with cutting-edge technology and unmatched performance are the Multi V i and Multi V Water 5 systems. These products stand out for their energy efficiency, reliability, and advanced cooling performance — qualities that align with modern needs for sustainable solutions.

The AI-driven Multi V i analyzes user behavior, automatically adjusting to the room’s temperature, occupancy, and humidity for a centralized, energy-efficient, and balanced indoor climate. Designed to enhance comfort and energy efficiency, it uses AI Energy Management and Optimized Space Control for powerful performance that adapts in real time. With a flexible 26HP single-unit capacity, it can scale up to 96HP by combining up to four units, making it highly customizable to meet the needs of any space.

The Multi V Water 5 is an efficient and compact water-cooling system, ideal for flexible installation. Featuring a high-efficiency inverter scroll compressor that operates from 20Hz to 150Hz, it ensures optimal performance with minimal vibration and noise. The system enhances energy efficiency by optimizing heat exchange, particularly in high-rise buildings. Variable Water Flow Control further reduces energy consumption by adjusting the water flow for partial loads. Even in extreme outdoor conditions, the Multi V Water 5 remains a reliable, high-performance solution.

This achievement marks a new chapter in strengthening partnerships and advancing innovation in the HVAC industry, with LG leading the way in energy-efficient solutions for a sustainable future. Life’s Good when innovation drives change, creating a lasting impact on the world. 

How will Generation Beta differ from the Millennials and Gen Zs?

Generation Beta or Gen Beta refers to the individuals that will be born around the year 2025 and onwards. At this point in time, Gen Beta is quite young and almost everything concerning them is conceptual. However, when compared to the Millennials just like me (those born between 1981 and 1996) and the Gen Zs who were born between the years 1997 and 2012, certain characteristics that set them apart emerge to the fore based on the trends, the technological advancements and well societal changes as a whole.

1. Technology & Digital Natives

Gen Beta: These kids will be surrounded by advanced technology from the day they are born. They will be exposed to AI, 5G and 6G networks, AR, VR, and maybe brain-computer interfacing. For them, growing up with these technologies would be the norm.

Gen Z: They are often depicted as emerging ones with smartphones and steady social media, so growing up during the ‘revival’ phase of technology seems not to be something they have been accustomed to since they were born.

Millennials: The appellative generation X is a combination of the alphabet and the number, and it bears the impression of a demographic group. This generation is assumed to fill the period between the years 66.

2. Communication & Social Interaction

Gen Beta: Communication for Gen Beta might revolve around highly personalized, voice-activated assistants, AR/VR spaces, or even holographic interactions. With AI deeply embedded in their lives, they may communicate through advanced virtual avatars, enabling more immersive experiences. 

Gen Z: Known for preferring visual communication (think TikTok, Snapchat, Instagram Stories) and short-form content, Gen Z tends to favor speed and creativity in how they connect. They're also very conscious of digital privacy and safety. 

Millennials: Millennials laid the foundation for many social media platforms and are the "transitional generation" from pre-internet to full digital immersion. They value social media engagement, but often with a focus on both personal expression and connection. 

3. Values & Social Awareness 

Gen Beta: Likely to inherit heightened social awareness, including a more nuanced understanding of sustainability, AI ethics, and mental health. Their worldview will be shaped by accelerating environmental challenges and global connectivity. 

Gen Z: Already highly concerned with social justice, environmental issues, and inclusivity, Gen Z has been vocal about topics like climate change, gender identity, and racial equality. They expect brands and institutions to align with these values. 

Millennials: Millennials were at the forefront of movements like "buying local" and pushing for workplace flexibility. They also began raising awareness of mental health but often balance these ideals with a desire for personal success. 

4. Work & Education

Gen Beta: Education may be highly personalized with AI-driven learning platforms, immersive virtual classrooms, and potentially, even more decentralized models, such as self-paced learning through virtual tutors or holograms. Gen Beta might also witness the rise of fully automated workplaces, where human roles are more specialized and creative. 

Gen Z: Highly pragmatic, Gen Z is entering the workforce in an environment marked by the gig economy, remote work, and a demand for purpose-driven jobs. They are digitally fluent and expect flexibility, diversity, and innovation in the workplace. 

Millennials: Millennials pioneered the rise of remote work and the gig economy. They value work-life balance, meaningful work, and flexibility, which were not mainstream ideals before their time. They also led the charge in advocating for mental health resources in the workplace. 

5. Global Connectivity & Culture

Gen Beta: Will likely see an even more interconnected world with a seamless flow of information, with borders becoming less significant, culturally and socially. Global challenges like climate change, artificial intelligence ethics, and pandemics will shape their worldview.

Gen Z: Gen Z is already part of a globalized world, with the internet allowing them to connect with peers across continents. They are more likely to have multicultural identities and be open to cross-cultural exchanges. 

Millennials: Millennials experienced the rise of global connectivity, from social media to global economic shifts. Many were the first to experience studying or working abroad in large numbers, helping make globalization more widespread. 

6. Consumer Behavior

Gen Beta: Will likely expect hyper-personalized experiences and products. Artificial intelligence and automation will offer highly tailored content and advertisements, and they might have more of a passive consumer experience, where AI anticipates their needs. 

Gen Z: Often described as "anti-consumerist" in some ways, they value authenticity, sustainability, and transparency in brands. They are less brand-loyal than Millennials and seek brands that align with their values.

Millennials: Millennials are still very active consumers, though they also prioritize experiences over material goods. They value convenience, brand loyalty, and are more likely to spend on tech and experiences rather than products. 

In short, each generation has distinct characteristics shaped by the technological, cultural, and social influences of their time. While Gen Beta will be more immersed in cutting-edge technology and an increasingly AI-driven world, both Millennials and Gen Z have already started shaping trends in terms of digital engagement, values, and work culture, making them pivotal in setting the stage for Gen Beta’s experiences.

Uratex Monoblock: Built for the Holidays, Made to Last a Lifetime

Filipino families are known for their festive spirit, often beginning their holiday celebrations even before December. This love for celebrating— even the smallest of occasions reflects the deep joy and togetherness that define the true Filipino culture. From delicious feasts to thoughtful gifts, and even transforming the smallest corners of their homes into festive spaces, these efforts are all about creating special memories with their loved ones.

As homes and outdoor spaces become the heart of gathering spots for family celebrations, having the right furniture is essential for keeping everyone comfortable and relaxed during this festive season. That’s where Uratex Monoblock comes in, offering durable, high-quality plastic furniture that’s built to last. Strong enough to handle any celebration, Uratex Monoblock helps Filipino families host worry-free gatherings year after year. Whether it’s a Christmas dinner, a New Year’s barbecue, or even a community gathering, these sturdy and stylish chairs and tables are designed for every occasion.

Certified with BPS and ISO Level 5, Uratex Monoblock guarantees strength and reliability, making it a smart choice for families who value furniture that is safe, durable, and built to last with style. Uratex Monoblock is built to last—engineered to support weight and withstand wear and tear, making it perfect for celebrations of any size. It offers great value for money, combining durability and affordability for years of use. Perfect for both indoor and outdoor spaces, Uratex Monoblock will complement any festive setup. With a variety of colors and designs, it will surely fit seamlessly into any theme or décor, helping Filipinos create the ideal holiday celebration.

“Filipinos cherish moments spent with family and friends, especially during the holidays. We want to be part of your celebrations by offering furniture that's not only practical but also reliable and aesthetically pleasing. With Uratex Monoblock, you can relax and enjoy every moment, knowing your gatherings are supported by the best.” said Mr. Dindo Medina, Business Unit Director of Uratex Monoblock.

This holiday season, #BawalAngMarupok! Don’t settle for anything less than the best and let Uratex Monoblock bring strength, comfort, and style to your celebrations, making every gathering a moment to remember. With Uratex Monoblock, Filipino families can truly ‘chair-ish’ every holiday moment in comfort and style.

Uratex Monoblock chairs and tables are available at leading furniture retailers, department stores, and online marketplaces nationwide. Make sure your home is celebration-ready by choosing Uratex Monoblock for your furniture needs.

For more information on Uratex and its products, visit https://uratex.com.ph/collections/monoblocs.

Bring the holiday cheer with Home Credit’s smart TVs available for as low as Php21 per day

Transform your holiday entertainment experience with top-tier smart TVs, all within reach through Home Credit’s Todo Pasko deals

The holiday season is the perfect time to create cherished memories with loved ones. With this in mind, we strive to bring everyone closer together by enhancing experiences through upgraded devices and appliances that inspire the festive spirit. For instance, upgrading to a premium smart television can transform your living room into an entertainment hub, turning every gathering into a vibrant, engaging, and joyful celebration.

However, upgrading can sometimes be moved to the last of the list of priorities as the holidays often come with their fair share of financial demands. Unexpected costs, gift shopping, and other expenses can quickly add up, making us consider settling for a less-than-ideal television. While this may seem passable now, it could mean missing out on the entertainment that could elevate your holiday gatherings to make them more memorable.

Experience next-level holiday entertainment with Home Credit

This year, there is no need to compromise on your dream television. Thanks to Home Credit, the country’s leading consumer finance company, upgrading to a premium smart television has never been easier. With Home Credit’s Todo Pasko deals, you can enjoy top-tier entertainment technology for as low as PHP21 per day, with 0% interest in flexible installment plans ranging from six to 18 months until January 31, 2025. Plus, some eligible customers may even qualify for the no-downpayment option.

These holiday offers make it possible to invest in a smarter, more vibrant viewing experience without worrying about breaking your budget, allowing you to enhance your entertainment experiences and those of your loved ones and focus on what truly matters—celebrating the season with those you love most.

From sharper visuals to immersive sound and seamless streaming capabilities, here are Home Credit’s top smart televisions, available for as low as PhP21 per day, to elevate your entertainment this season and fill every gathering with more holiday cheer, making them more fun, meaningful, and unforgettable.

Transform your holiday entertainment with the Devant 43″ Full HD Smart TV

One great option to take your entertainment experience up a notch this holiday season is the Devant 43″ Full HD Smart TV, model 43STW101. Its 43-inch screen boasts 2K Full HD resolution, delivering breathtaking clarity and vivid colors that make every movie night or gaming session a visual delight.

Paired with its stunning visuals is an impressive audio experience powered by Dolby Audio, which produces high-quality sound to enhance your viewing time. Despite its advanced features, this TV is energy-efficient, consuming only 80W of power.

Equipped with webOS, the Devant 43″ Smart TV makes streaming your favorite shows and movies effortless. Its sleek design and state-of-the-art features make it a perfect centerpiece for your living room this holiday season.

Enhance your holiday viewing with the LG 43" UT80 4K UHD LED Smart TV

For another television option that combines cutting-edge technology with stunning visuals, consider the LG 43″ UT80 4K UHD LED Smart TV, model 43UT8050PSB. Its 43-inch screen delivers breathtaking 4K Ultra HD resolution, bringing every scene to life with incredible detail and clarity.

With HDR10 Pro, this TV enhances colors and brightness, providing a vivid and lifelike picture that elevates your holiday movie marathons or gaming nights. It is powered by the Alpha 5 AI Processor 4K Gen 7, which ensures seamless performance and an immersive viewing experience, whether you are streaming shows or watching live events.

Additionally, this smart television is equipped with AI-powered features. It automatically adjusts audio settings to suit your environment, ensuring rich, balanced sound. It also optimizes screen brightness for day or night, ensuring the best picture quality at any time. These features make this LG smart television a fantastic choice to enrich your home entertainment setup this holiday season.

Enjoy cinematic holiday moments with the Samsung 55" 4K UHD Smart TV

If you are looking to elevate your holiday gatherings with a larger, more immersive viewing experience, the Samsung 55" 4K UHD Smart TV, model UA55DU7000GXXP, is an excellent choice. Its sleek three-side bezel-less design complements any modern living space, while its cutting-edge technology ensures that every holiday movie or show comes alive with stunning visuals.

Powered by a crystal processor with 4K upscaling, this TV delivers vibrant, true-to-life colors and exceptional clarity in every scene. Its PurColor technology fine-tunes color accuracy for breathtaking visuals, while HDR enhances depth and brightness, making each frame more vivid and engaging.

Beyond its impressive visuals, this TV offers seamless connectivity and enhanced functionality with Samsung’s Tizen OS, giving you access to the latest apps and services. SmartThings integration lets you manage compatible smart devices directly from your TV, streamlining your connected home experience. Meanwhile, Auto Low Latency Mode ensures smooth gameplay for gaming enthusiasts, while 3D surround sound and Q-Symphony technology, which syncs your TV and soundbar, create an unmatched audio experience.

With its perfect blend of design, performance, and smart features, this Samsung Smart TV is sure to transform your home into a cinematic haven, helping you create unforgettable moments with family and friends this holiday season.

Enjoy an unforgettable viewing experience with the Sharp 42" Full HD Smart TV

To add to your list of television choices, there is also the Sharp 42" Full HD Smart TV, model 2T-C42DF1X, which offers a viewing partner that combines quality and durability. Its full HD display delivers crisp visuals and vibrant colors, perfect for enjoying your favorite holiday movies and shows with loved ones. The TV’s user-friendly interface offers quick access to popular streaming platforms, while its screen mirroring feature makes sharing content from your mobile devices effortless.

Featuring Seven Shields Protection, this smart television is built to withstand various conditions, including high temperatures, humidity, heavy weight, lightning, voltage fluctuations, drop, vibration, and more. Equipped with Dolby Audio, it provides rich, immersive sound to complement its impressive visuals.

Additionally, the built-in ISDB-T receiver allows you to enjoy local programming, from news to shows, without additional devices. Blending advanced features and enduring performance, this Sharp smart TV is an excellent choice for upgrading your home entertainment setup this holiday season.

Delight in the details with the Sony 43" 4K Ultra HD HDR Smart TV

Next on the list is the Sony 43" 4K Ultra HD HDR Smart TV, model KD43X75K. Its powerful 4K HDR Processor X1 provides strikingly realistic visuals with enhanced detail and texture, making every scene feel incredibly lifelike. The 4K X-Reality Pro technology further refines 2K and HD content, upscaling it to near-4K quality for a more immersive experience.

For action-packed films or sports events, Motionflow XR ensures smooth and sharp visuals, even during fast-paced scenes. This TV also supports Dolby Vision and Dolby Atmos, combining spectacular picture quality with rich, dynamic sound for a truly cinematic experience.

This holiday season, the Sony 43″ Smart TV is the perfect way to elevate your entertainment with unmatched clarity, vibrant colors, and immersive audio.

Immerse in stunning details with the TCL 55" 4K QLED TV

For an exceptional holiday entertainment upgrade that will complete this list, there is also the TCL 55" 4K QLED TV, model 55C635. Designed to deliver a truly immersive viewing experience, this television combines cutting-edge technology with vibrant display features. Its HDR capability ensures that every scene is shown in its original brilliance, preserving the brightness, shadows, and intricate details of your favorite shows and movies.

With Quantum Dot Technology (QLED), this TV supports over a billion colors and shades for lifelike visuals. Powered by Google TV, it provides seamless access to streaming platforms, facilitates video calls with loved ones through DUO, and even displays cherished memories via Google Photos when idle. To top it off, the Motion Estimation, Motion Compensation (MEMC) feature minimizes motion blur, ensuring smooth and crisp action, perfect for fast-paced content.

Elevate your holiday entertainment with high-quality, excellent smart televisions now! Take advantage of Home Credit’s Todo Pasko deals to create a festive viewing experience perfect for unforgettable holiday celebrations and gatherings. You can get these offers at over 15,000 Home Credit partner stores across 75 provinces nationwide.

Applying for product installments is quick and easy. Simply present one valid ID, and qualified customers can get approved in as little as one minute. You can make your shopping even more convenient by downloading the Home Credit App from Google Play or the App Store to get pre-approved. For support during the application process, Home Credit sales representatives are ready to assist at partner stores.

Visit Shoppingmall.ph to locate the smart TV you’ve been dreaming of and explore a variety of Todo Pasko deals that will bring extra cheer to your home this holiday season.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Play for Life: A Board Game That Sums Up Adulting

One day you're okay and the next day, you're not! 

These are realities of life that I realized as an adult.

Why? Because Life happens... We have our small and big wins. We get paid after working so hard but there are also utilities, bills, and living expenses. We even have emergencies we never expect to happen to us. There is just so much going on. Sometimes it gets overwhelming. 

Life is also full of choices. We just have to make the right ones to succeed. 

So, how do we know if we’re making the right choices?

There is no clear answer but I am glad that Sun Life Philippines and Coffee Bean & Tea Leaf (CBTL) teamed up to bring coffee breaks to a whole new level by making financial literacy more fun and interactive through a series of events across the country called "Coffee and Play" 

Last Saturday, I was invited to experience Sun Life’s original board game, Play for Life: A Game of Choices with versions specifically designed for employees and professionals, business owners, and Overseas Filipino Workers (OFWs) and I can say that this board game truly captures the essence of "adulting." It's relatable as the scenarios presented are highly likely to happen in real life. The game is an eye-opener. It was "scary" and inspiring at the same time. 

In just a short time, I had several realizations. One card, in particular, really hit home.

If you have been following my blog, you'll know that I lost my mom last December and that really affected us not just emotionally but also financially. Losing a parent is life-changing and it taught me hard life lessons -- realities that I never fully considered when I was younger.

This is why I was impressed that the game addressed this. People need to understand these hard truths—the ones we must prepare for, or else we risk being caught off guard.

By the way, the game isn't all serious. We had our fair share of laughs too, especially when faced with funny scenarios like deciding whether to have a date night even when funds are tight. Trivial stuff that I know many young adults can resonate with. No wonder the response to the Play for Life board game was so positive during its launch early this year 

Now, here's the best part -- this game is available for everyone! 

Because every Filipino especially the millennials and the Gen Zs NEED play this.

(Yes, it's a NEED!) and here's how...

👉 Play ONLINE through - https://www.sunlife.com.ph/en/partner-for-life/

👉 Play the actual board game by contacting your Sunlife financial advisor. It’s easy to play, and your trusted FA will guide you through the experience.

--------------------------------------

Thank you, Sunlife for equipping individuals with knowledge and tools that lead to personal growth and financial well-being. Your advocacy and commitment to financial literacy are admirable and it is clear that Sunlife is a partner for life. 

--------------------------------------

Ex-PBB housemate, "Seamanluluto" grateful of opportunity to share financial knowledge during BDO Fiesta

Sipalay City—FORMER Pinoy Big Brother (PBB) housemate Bryan "Brx" Ruiz expressed his appreciation for being given the opportunity to share his financial knowledge to fellow Negrenses during the recent BDO mini-fiesta held at the Sipalay City Gymnasium.

Tapped to co-host the event, the 32-year old Ruiz—dubbed as Seamanluluto ng Bacolod during his PBB: Gen11 days—said his experience as a seafarer helped him cherish the value of having a saving account with a trusted financial institution like BDO Unibank which also provides multiple channels to access his account.

"I'm a seafarer for almost 13 years. I'm a chief cook in a general cargo vessel in an international shipping company that sails worldwide. I'll be back onboard next year," he said. "I've also been a Kabayan Savings client for four years. As a seafarer, it provides me with easy access to my bank account especially since BDO has an online banking app. I can withdraw anytime from any part of the world. It also helps me save for the future."

During his break from his seafaring duties, Ruiz found the time to audition to be one of the housemates in PBB, a popular reality TV show that airs in ABS-CBN.

"When I disembarked last April 20, I auditioned in Novaliches to be a housemate on April 27. Luckily, I got picked out of 37,000 others who auditioned. Unfortunately, I got evicted (Day 29) as the Big Night nears," shared Ruiz, with a tinge of sadness but still grateful for the unique opportunity.

What endeared him to BDO, Ruiz stressed, was the bank's security features which gave the Kabayan Savings account holder the assurance that his hard-earned money with BDO is safe.

"I feel my money is safe with banks because of its security features like (asking for) PIN and OTP," he said. "I also have no problem sending remittance (to my beneficiaries). It's fast."

For those wanting to follow his footsteps either as a seafarer or one who dabbled briefly in show business, Ruiz said to just follow one's passion.

"If it's your passion, go for it and do whatever it takes. I was the oldest housemate there (32). If you have dreams—joining PBB was my dream ever since high school—if you really want something, you can achieve it no matter what. If you have dedication and perseverance, you'll achieve your dreams," he said.

Finding ways for Negrenses. Negrenses flocked to the BDO mini-fiesta in Sipalay City

 to sign up for the different financial products, play games, and avail of freebies.

Warm welcome from Negrenses

BDO Network Bank (BDONB) First Vice President and Marketing Head Emmanuel Lee Esguerra said they received warm reception from the people of Sipalay during the opening salvo of the BDO mini-fiesta.

"The people realize that it's important to have a partner bank that they can go to, that they can talk to. They're always welcome to visit the branch especially when seeking financial advice. If they need help in their financial products and requirements for their business, we're just here for them. That's what they like, to have someone to talk to," he said. "The opening salvo has been great. We expect the reception from Negrenses to keep on getting better as we go along."

After Sipalay City, the next BDO mini-fiestas were held in San Enrique and Murcia Covered Court. Aside from games and prizes, members of the communities also enjoyed entertainment numbers, financial literacy tips, and different booths that depict each important step of a BDO customer’s financial journey, with BDO ready to assist them along the way.