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Friday, December 10, 2021

BDO Network Bank, tuloy ang suporta sa MSMEs sa pagsulong ng ekonomiya



Dahil sa tulong ng BDONB Kabuhayan Loan, natuloy ang planong business expansion ni Virgilio De Guzman. 
Bukod sa chicharon, nagbebenta na rin siya ng plasticware at soap products sa kaniyang tindahan. 


Sa kabila ng matinding epekto ng pandemya, ang micro-SMEs (MSMEs) pa rin ang nanatiling taga-sulong ng ekonomiya ng bansa. Kaya patuloy lang ang suporta ng BDO Network Bank (BDONB) upang masiguro na hindi titigil ang kanilang business operation.


“Ang BDO Network Bank ay committed sa pagtulong sa mga MSME dahil importante ang kanilang pag-unlad hindi lamang sa kanilang negosyo, pati na rin sa pagbibigay ng trabaho sa nakakarami sa komunidad,” ani BDONB senior vice president at MSME Group Head Karen Cua.


Ang BDONB ay community bank ng BDO Unibank na nagbibigay serbisyo sa mga taong nasa malalayong lugar at hindi naabot o hindi sapat ang serbisyong nakukuha mula sa regular na bangko.


Ang MSMEs ang nagpapatakbo ng ekonomiya ng komunidad dahil sa kanila nagmumula ang pangkabuhayan ng lokal na mamamayan, pati na rin ang mga mahahalagang produkto at serbisyo, paliwanag ni Cua.


Ayon sa Bangko Sentral ng Pilipinas (BSP), ang MSMEs ay 99.5% ng mga negosyo sa buong bansa, kung saan 62.4% ng mga trabaho ang nanggaling sa kanila. Ang datos na ito ang nagpapatunay kung bakit kailangan nila ng suportang pinansyal para maipagpatuloy ang negosyo.


Katatagan sa gitna ng pagsubok

Ayon kay Cua, ang mga MSME ay kilala sa pagiging matatag lalo na ngayong pandemya at matiyaga sa pagpapatakbo ng negosyo para masuportahan ang pamilya at ang komunidad.


“Ang mga essential businesses ay nag-adapt sa new normal at sinimulan ang pagbebenta ng kanilang produkto at serbisyo sa pamamagitan ng online selling o streaming, habang ang mga non-essential businesses naman ay nag-shift sa pagbebenta ng essential goods and services,” dagdag pa nya.


Kasama sa pag-unlad

Bilang ka-partner ng mga MSME sa paglago ng kanilang negosyo, ang BDONB ay nagbibigay ng tulong sa pamamagitan ng Kabuhayan Loan. Ito ay maaaring gamitin na pandagdag puhunan para sa pagbili ng additional stocks, sa pagpapalaki ng negosyo at sa pagbili ng mga gamit tulad ng delivery trucks at iba pang mga equipment.


Paliwanag ni Cua, mabilis at simple lamang ang application process ng Kabuhayan Loan at ito ay nagpapautang ng hanggang P1 million. Bukod dito, ang Kabuhayan Loan ay may abot-kayang monthly installment options at nagbibigay ng mga karagdagang kaalaman tungkol sa financial management upang ma-maximize ang kapital ng mga negosyante.


Ilan sa mga napiling borrowers ng BDONB ngayon taon ang nabigyan ng BDONB ng free insurance coverage at Kabuhayan Package mula sa SM Appliance at SM Supermarket.


Para sa iba pang mga impormasyon tungkol sa produkto at serbisyo ng BDONB, bisitahin ang www.bdonetworkbank.com.ph o ang official facebook page https://www.facebook.com/BDONetworkBankPH.

How to avail Shopee's Frontliner Holiday Package

After launching Frontliner Package and Fully-Vaxxed Package earlier this year, Shopee launches a new digital bundle just in time to spread joy and cheer this coming holiday season with Shopee Bayanihan: Frontliner Holiday Package.


Starting today until January 9, 2022, our everyday heroes can avail of the exclusive digital package that includes Shopee discount and free shipping vouchers, ShopeePay Bills Cashback vouchers, and discounts from Ultramega Supermarket, Shawarma Shack, Moonleaf, Tapa King, and National Book Store*. Eligible beneficiaries include:

  • Health Care Workers (Hospital admin and janitorial services, Health and service personnel in LGU facilities)
  • Medical Professionals (Doctors, Nurses, Medical Technicians)
  • Policemen and Military Personnel
  • Coast Guards
  • Hospitality Sector Workers (Restaurants, Hotels, Bars, Travel Agencies)
  • Government Agencies (LGU workers, admin staff)
  • Delivery and Logistics Providers (Food, restaurant, medicine, logistics company drivers and riders)
  • Security Guards
  • Mortuary Services Personnel

The brand vouchers included in the package are from ShopeePay and users can redeem these vouchers via ShopeePay’s Scan to Pay feature at the brand’s stores. Eligible individuals who are not yet on Shopee can also create an account by downloading the Shopee App from Google Play or the App Store to sign up for the package and receive an additional discount and free shipping vouchers.

Martin Yu, Director at Shopee Philippines, said, “As we welcome this season of hope and gratitude, Shopee and its partner brands continue to support frontliners by offering exclusive vouchers they can use to enjoy the holidays. We are inspired by the number of frontliners who enjoyed the first two iterations of this package, and we added in industries like the hospitality sector, which have been integral in the country's economic recovery efforts. With the new year ahead, Shopee will push for more initiatives that will benefit not only our frontliners but the Filipinos community as well.”

Starting today, frontliners can avail of the bundle by signing up on the Shopee Bayanihan: Frontliner Holiday Package microsite in the Shopee App. Users can also check out the link here https://shp.ee/h957tu5.


1. Sign up and upload a valid PRC license or company ID through the link found on the Shopee Bayanihan: Frontliner Holiday Package microsite

2. Wait for Shopee to approve your application

3. Once verified, Shopee will notify you that your application has been accepted and will preload the package vouchers to your account (note: New Users will receive additional vouchers as part of the package)

4. Enjoy your Shopee Bayanihan: Frontliner Holiday Package vouchers




Thursday, December 9, 2021

Moms Overcome "Nutri-problems" for their Kids by Giving Them “Lakas at Talas”

Nutrition has always been a pressing issue, especially now when families are becoming more vulnerable to health and economic problems. During these trying times, the resiliency shown by moms has inspired the Alaska Fortified Powdered Milk Drink team in conducting a survey to better understand their nutrition needs and issues encountered by their families during the pandemic.



The survey was conducted among members of the MOMs of Alaska (MOMAs) Facebook community, a group for moms who are dedicated to providing their children proper nutrition. And while providing nutrition remains one of their priorities, the survey has found that it has taken a back seat to more urgent concerns like supporting the family’s finances, budgeting limited earnings for food, health, and safety necessities, juggling family responsibilities, and the like.


The survey received responses from nearly 300 moms from different walks of life such as housewives, call center agents, online sellers, teachers, vendors, and many more. The majority of the respondents shared that budgeting concerns regarding groceries, health essentials, and bills have made it harder to provide nutrition for their families. Half of the respondents have struggled with losing their jobs and a fifth of them struggle with balancing their family responsibilities.


In these trying times, Jenevev, a street food vendor and mother of two described her priorities. “Kahit na sa panahon ng pandemya, dapat hindi kaligtaan ang kalusugan ng pamilya. Kaya sinisigurado ko po na palaging wasto ang sustansyang nakukuha ng mga anak ko” (“Even during the pandemic, we shouldn’t neglect our family’s health. That’s why I make sure that my children receive the nutrition they need”), Jenevev shared.


She isn't the only one from the MOMAs community that feels this way. In these exceptional circumstances, Jonalene, a housewife and mother of two struggles to provide sufficient nutrition for her children due to a lack of financial capability.


“Kahit mahirap i-budget ang PHP 100 a day, sinusubukan ko pa din bigyan ang mga anak ko ng masusustansyang pagkain tulad ng gulay. Simpleng ginisang gulay ay ayos na” (“Even though it’s difficult to budget PHP 100 a day, I still try to find ways to give my children healthy food like vegetables. A simple stir-fried vegetable dish is enough”), says Jonalene.


Most of the respondents agree with this sentiment. Out of the 94% of respondents who consider providing proper nutrition for their families a top priority, 66.3% don’t have the means to afford the nutritional meals they aspire for. On top of these problems, the pandemic continues to change the lifestyles and consumer habits of families everywhere. 81.3% of respondents prioritize pandemic essentials like face masks and alcohol in their spending over other products, making it even harder for moms to allocate time and budget for nutrition.


Regardless of these challenges, moms want their children to be healthy and grow properly, understanding how vital it is to take care of their health in today's world. As moms, they always want what’s best for their kids, giving their all to nurture and nourish them, and providing them with the proper guidance to live a healthy life. As a result, moms are finding ways to put their children's health and development first.



Moms from the MOMAs community try their best to create a healthy environment at home. More than half of the respondents (68.2%) have made it a habit to prepare nutritious meals within their budget, while others (66.3%) have started doing family exercises together. And luckily, more moms (79.8%) have found a way to solve their nutri-problems by buying affordable nutritional drinks like milk to help give their children the added nutrition they need on top of healthy meals.


Arlene, an online working mom of two from the MOMAs community, shared, “Bilang ina, lagi kong inuuna ang wastong nutrisyon para sa aking mga anak, kaya parte ng araw-araw naming pamumuhay ang pagbibigay ng masustansyang pagkain at pagpapainom ng mga bitamina na may iba’t-ibang benipisyo para sa nutrisyon. Kaya naman malaking tulong ang affordable na gatas tulad ng Alaska na may maraming nutrients at benefits para sa kalusugan ng mga anak ko” (“As a mom, I always prioritize providing proper nutrition to my children, so part of what I do for them is giving healthy food and vitamins with many nutritional benefits. This is why affordable milk like Alaska is a big help to me, as it is filled with nutrients and health benefits for my kids”).


Alaska Fortified Powdered Milk Drink has been continuously nourishing Filipino families, and with the findings from this survey and the determination shown by moms all over the country to provide what’s best for their children, the brand aims to bring nutrition even closer to every Filipino.


The survey has made it clear that children’s health and nutrition is a concern that has become more pronounced with the pandemic. In line with its mission to make quality nutrition more affordable, Alaska Fortified Powdered Milk Drink wants to continue providing “Alagang Alaska” and nourishing every Filipino family to help them through these trying times.


To assist moms in providing nutrition to their families, Alaska Fortified Powdered Milk Drink is launching its most affordable pack to date, with “Lakas at Talas” benefits to help with body and brain development. The Alaska Fortified Powdered Milk Drink “Super Sulit Pack” is available at 300g for PHP 70 and contains protein, calcium, and vitamin D for “lakas” which helps with healthy body development, and choline and iodine for “talas” which helps with brain development and growth. Paired with a healthy and well-balanced morning meal, Alaska Fortified Powdered Milk Drink provides nourishment in a delicious drink that kids can enjoy during breakfast.



With the launch of the ‘Super Sulit Pack’, Alaska Fortified Powdered Milk Drink shows its commitment to providing affordable yet quality nutrition to Filipino families. For just the price of PHP 70, Alaska continues to nourish our children through a tasty and nutritious drink in the morning.


Alaska Fortified Powdered Milk Drink is available in Shopee, Lazada, leading supermarkets and grocery stores nationwide, and is even more affordable with the 300g “Super Sulit Pack” for only Php 70 SRP. For more information on Alaska Fortified Powdered Milk Drink, visit www.alaskamilk.com and www.facebook.com/alaskamilkph.

Saturday, December 4, 2021

Gadget Review: Samsung Galaxy AO3s

Are looking for a nice gift for your family or friends this Christmas?
Perhaps a user-friendly smartphone for your kids or grandparents?
Are you looking for a budget-friendly smartphone with a good camera and longer battery life?

Then, the new Samsung Galaxy AO3s is for you.



What are the features of this smartphone?
  • The Samsung Galaxy AO3s has a 6.5" Infinity-V Display on 720 x 1600 (HD+) 
  • It runs on the latest Android 11
  • This unit has 4GB RAM with 32/ 64GB Internal mass storage, expandable up to 1TB
  • It has a dual nano sim slot, the network connectivity is up to 4G LTE
  • It has a built-in 5000 mAh battery. This provides the user a longer battery life despite multiple active applications
But what makes it different from the older Samsung models?
  • The Samsung A03s now has a 13Mega Pixel rear TRIPLE cam which includes the additional 2MP Depth camera that lets you adjust the depth of field in your photos. This can help you easily fine-tune the background blur behind your subject allowing you to take better photos. 
  • It is has a fingerprint/ power button mounted on the side of the phone which I find more comfortable to use. 
  • It is also lighter compared with the other budget smartphones. The Samsung A02s weighs 196 grams only while Samsung M12 and Samsung A02 weigh 212g and 206g respectively. The difference in weight may seem small and insignificant but if you use your phone all the time then you can actually feel the difference. 
Should I buy the Samsung A03s?

Given this price point, having 4GB RAM makes the Samsung A03s a smart choice. This will ensure a smoother user experience with no lags or unresponsive apps. Though it's not for hardcore gaming, it ran smoothly when we tried playing games such as mobile legends and call of duty.

The triple camera with additional settings such as PRO, Food, Panoramic, and Hyperlapse mode will allow you to enjoy and capture precious moments using this phone. 

Here are some sample shots: 




As you can see even the small details and the texture are captured well. 

If you are thinking of getting this for your grandparents or for someone who is not so techie, the Samsung A03s is very user-friendly and it already comes with pre-installed apps such as Facebook, Twitter, Messenger, LinkedIn, Spotify, Netflix, YouTube, Internet browser, and many more. 

If you are planning to get a new phone for your kids, then you'll love the Parental Control feature. This helps you protect your kids from inappropriate content and excessive usage. 

By simply setting up the Parental Control through Google's Family Link, you can supervise your kid's phone remotely, set a screen time limit, and add restrictions to google services like apps approvals or content filters on Google Play.

So to answer your question - YES, the Samsung A03s is worth buying. :) 

Anyway, you can watch the full video review here