Where to Find Discounted and Toys on Sale in Lazada?

Christmas is fast approaching! We know times are hard and this is why we'd like to share with you our little secret - Where to Find Discounted and Toys on Sale in Lazada? 

For someone who tries to save money and still wants to continue with the traditions (a.k.a gift-giving), shopping early and taking advantage of the sale events is a good idea. After all, every penny counts. 

Thus, if you have the funds available, go ahead and start your Christmas shopping now.  

Anyway, I am going to share with you the list of toy stores where you can find discounted and sale toy items. Don't worry! Most of them are LazMall stores so authenticity is guaranteed. :) 

1. Toy Town - They have been in the toy retail business for more than 30 years and they carry a wide variety of brands such as Little Tikes, Tomica, Lego, Funko Pops, etc. I believe that they are also the distributors of the major toy stores in the mall since the promotions are exactly the same as the ones they have.

Their Christmas sale will start on September 9 and toys are on sale for as low as 75-90% off. 

Store Link: https://bit.ly/ShopatToytown

2. Toys R Us - Yes, there are a lot of sale items available in Toys R Us. They carry a wide array of toys, books, and other collectibles. What I love about this store is the variety of sale items for a certain price point. (e.g. sale toys for 100 pesos. :) 

I also make sure to check toys priced at exactly Php 150, 200, and 300 because these are where most sale items are. (Don't forget to use the filter option to make your search easier.) 

Store Link: https://bit.ly/ShopatToysRUs

Here's another tip! 

You can also find Toys R Us items at the Robinsons Department Store official store. They usually list under Toys R Us Toybox and these are the same toys (mostly on sale too!) from Toys R Us. 

If you want to check them out, here's the link: https://bit.ly/ToyBoxatRobinsons

3. Kids Craze Warehouse Sale - The Kids Craze Warehouse Sale is brought to you by the Richwell Club. This used to be a live sale event in their corporate office in Quezon City. In 2019, they decided to bring it online which is good news to us who are not from Metro Manila. Now, it is accessible for buyers nationwide.

They mostly carry Crayola, Barbie, Hotwheels, Shopkins, Fisher-Price, and many more. :) 

Please note that some items in this store are on clearance because of dented boxes or damaged packaging but the items inside are okay. Items go on sale for as low as 70-90% off too! 

Store Link: https://bit.ly/ShopatKidsCraze

4. Toy Kingdom - Just like Toys R Us, Toy Kingdom has a lot of sale items on sale too! Since our TK store is not so big here in Bacolod, I get to find more items online instead of the physical store. 

Store Link: https://bit.ly/ShopatToyKingdom

Just a tip! You can find one of the cheapest Transformer toys here. :) 

Anyway, that's it for now! Do you know other toy stores that carry sale and discounted items? Feel free to share in the comments section below. :) 

Don't forget to follow us on Facebook - www.facebook.com/mymetrolifestyle to be updated with the flash sales and sulit finds. :) 

Manila International Book Fair (MIBF) Dates, Schedule and Things You Need to Know

We are happy to share that the Manila International Book Fair is happening again ONLINE from September 30 - October 4, 2021. 

Anyway, preparations are ongoing, and here's what we know so far. :) 

1. SPECIAL EVENTS - There will be special events live on MIBF's official Facebook page and Youtube account all throughout the 5-day book fair. Some of the special events that you shouldn't miss are Sha Nacino's 90 Book Writing Challenge Book Launch and the Authors Got Talent happening on October 1 and 2 respectively. 

2. BOOKS - Both printed and ebook formats will be available. You can shop and start adding to cart on September 30. Just go to www.manilabookfair.com. You can expect lots of promotions and discounts during the fair. 

• Abiva is celebrating its 85th year anniversary and all books (mostly textbooks) will be available for Php 85 only. 
• OMF Literature is on sale for as low as 80% off in selected items and all other books at 20%. (So, this might be a good time to get your copy of The Purpose Driven Life) They also have books for as low as Php 20 only. 
• 20% off on ALL Adarna books which includes board books, coloring books, picture books, and young adult literature. 

*will update you on this. 

3.  EXHIBITORS - Here's the complete list of exhibitors this year. 

4. SCHEDULE - The website is available 24/7 which means that you can order anytime. The special events will run from 8AM - 8PM. 

5. LOGISTICS - We know there have been challenges in the shipping of orders last year. For this year, the organizers will have better and improved logistics to address this major concern. Thus, we are looking forward to a seamless and easy buying experience.  

Anyway, that's it for now. We will update this post once we have more information about the MIBF 2021. Make sure to check back from time to time. We'll share as well the complete list of exhibitors next week.

Online Shopping for School Supplies in Bacolod

It's back to school! 

Despite the health crisis, our life goes on, and little did we notice that another school year is about to start. Actually, some private schools have already started a few weeks ago. :)

Anyway, we are happy to share that you can now order school supplies from your local National Bookstore branches online. In the past, we order through National Bookstore's website and its Lazada and Shopee Flagship Stores however, one main concern is the shipping or freight costs since the items will be coming from Manila. 

Now, you can order from your nearest National Bookstore branch and don't have to worry about shipping fees. 

Currently, we have three (3) NBS branches here in Bacolod. I have actually tried ordering from all of the three branches and so far, I am very happy with their service. 

So just pick one that is nearest to you. One thing that I noticed is that stocks vary per branch so if you need something specific and it's not available. You may ask assistance to have it checked if it's available in other branches.

How does this work? 

1. Contact your preferred NBS branches via SMS/Call or Viber. Personally, I prefer Viber since they have an option to send photos which makes shopping easier. 

NBS Gaisano Singcang -  09151102467 /09154212202

NBS Robinsons Place - 09154212204 or 09282225078

NBS SM City - 0927-515-6720

2. Once you have a personal shopper assisting you, just tell him/her what you need. You can even ask for recommendations or even what's on sale. :) 

3. Pay for order - NBS has lots of payment options available. You can pay via Cash, Debit/ Credit Card, GCASH, Globe Rewards, Shopee Pay, and even Bank Transfer. 

4. Pick-up - Once you have finalized and paid for your order, you pick it up yourself or just simply schedule a pick-up with a 3rd party courier. 

We usually use Grab Express for pick-ups. I highly suggest that you use their 2-hour delivery service since it's super cheap - they offer a flat rate of Php 59 delivery fee anywhere within Bacolod City. Please do note that this service is only available until 3PM. 

That's it for now! If you have any questions or have tried ordering from NBS, feel free to comment down below. :) 

Let's connect via Facebook - www.facebook.com/mymetrolifestyle

Getting Out of Debt During a Crisis

The current health crisis has definitely changed our lifestyle and financial stability. 

According to the recent Consumer Pulse study conducted by TransUnion in April 2021, 93% of Philippine consumers reported that their household income is negatively impacted and that almost half or 47% are expecting that they won't be able to pay at least one of their current loans or bills in full. 

Despite being more prudent with personal finances such as expenditure cuts, many are still experiencing financial difficulties. This is brought about by the continuing slow business activities and the loss of jobs or reduced working hours. 

Unavoidable expenses such as needing to buy gadgets in order to cope with digitalization (e.g. kids need a computer to attend online classes or individuals to start working from home) also contribute to these challenges. In the worse cases, some households face a huge financial burden due to hospitalization (e.g. family member got infected and has no insurance coverage) 

If not managed properly, these situations will not only add up to more debt but will be creating a domino effect causing missed mortgage and missed payment of car loans, credit cards, and bills. 

What can you do when you are having a hard time managing your debts? 

Debt consolidation is one solution if you are having a hard time managing your debts. In a nutshell, it is the act of taking out a single loan to pay off multiple debts. It is a strategy to combine all debts into one helping you keep track of payments and balances. 

What are the benefits of debt consolidation? 

1. Streamlined Payments and Due Date

Since you no longer have to make separate payments for each debt, you only have to think of a single payment due date. This decreases the chance to overlook payment deadlines which may incur penalties. 

It will also give you a better insight into your repayment timeline. 

2. Lower Interest Rates

In most cases, the lender will also offer a more competitive interest rate to entice borrowers to opt for debt consolidation. This is very common for credit card companies that offer balance transfers (which is one form of a debt consolidation) 

Is debt consolidation recommended for everyone? 

Generally speaking, debt consolidation is beneficial to the borrowers. However, here are some important points that you should consider before making that decision. 

1. Compare if the interest rate offered is lower than the current interest rate that you are paying. 

Aside from the interest rate, make sure to consider other related costs such as loan origination fees, balance transfer fees, closing fees, annual fees, or pre-termination fees. There are instances that the interest rate is lower but after adding the balance transfer fees, it may not be worth taking a new loan. 

2. Check that you have adequate cash flow 

When taking out a new loan, make sure that you have adequate cash flow in that way you can ensure that you meet the monthly payments. If your cash flow is not enough, you might want to stick to having smaller loans/ payments which are easier to meet than coming up with a large sum of money altogether.

3. Understand this will not erase your debts

Debt Consolidation will not solve your financial problems. Instead, this allows borrowers to have little breathing room when drowning in debts. 

It is important to understand that the end goal is to get out of debt and not be trapped in the vicious cycle of getting a loan to pay off another loan. 

So, if you feel that debt consolidation is the best option for you, click here to learn more.