How to verify your paypal account without a credit card?

Entering your credit card in any online portal is scary nowadays. No matter how much they say that the site is secured, I am still not willing to do so. That is why I always prefer to pay via COD or Dragonpay whenever I go online shopping.

But verifying paypal accounts is another story.  In order to secure your paypal account, one is asked to verify the account by confirming your email address and adding a debit or credit card that is going to linked to the account. 

According to PayPal, verification increases the security of the payment network for sellers and buyers. Verification gives PayPal additional evidence of a member's identity, this will inform others that you have completed the process. 

Since it is an absolute rule for me not to use credit cards online, I researched for a way to verify my paypal account without the use of a credit card and I ended up using the BPI e-prepaid card. 

Source: www.bpicards.com.ph

BPI e-prepaid card is a reloadable Mastercard that you can get for Php 500 and is valid for 2 years. (Though I got mine for only Php 350 via a promotion in Ensogo) One can apply online to get the card and after 5-7 days you can pick up the card in your preferred BPI branch. 

Once you have the card, you just have to login to your paypal account and click the unverified link and follow the instructions. 

It is important that the name of the card and the PayPal account name is exactly the same. Thus, it is not an option to use someone else's card. 

So, go ahead and get verified. It is our responsibility to do our part in securing the network since there are a lot of bad things happening in the online community. You may read about my Paypal hacking incident, here. 

SCAM FREE: Get paid by answering surveys online.

With a lot of scams and online fraud happening nowadays. Finding an easy online gig is unbelievable. Yet, I am happy to stumble upon a website that says "Get paid by answering surveys online. 

Though I have read both good and bad reviews about this website, I took the chance of finding out if this was legit or not. They say, "it pays small but it sure is." So, I immediately signed up for the website and started answering surveys. 

Your pay is dependent on a points system. You get a certain number of points for every survey you take and when you reach a minimum number of points, you can redeem it for paypal funds. You may also get extra points for referring your friends and family but the referral point is only credited once they activate and start answering surveys on their own. 

The things that stop me from making it a full time gig are

• The surveys are limited. Depending on your profile, you just a get a certain amount surveys assigned to you. 
• The surveys screens out. It means that based on your answers, you may unqualified to continue the survey and you simply get 5 points for the effort. 

So, I had been answering surveys for a couple of weeks on my free time. (You don't need to login to their website everyday because they will send an email notification if there is a survey assigned to you) and ended up with approximately 1200 points which is enough to redeem Php500 paypal funds for 1160 points. 

So, last August 7 was the moment of truth for me because I redeemed my first payout. 

I was informed that it will take 5-10 business days for processing which means I should expect it to be credited to my account between August 14- 21. 

Today (August 15) I was so happy to get an email that it has been credited to may paypal account. 

So, if you think this is legit and would like to know more about this, send me a PM on my facebook page or you may leave your email address on the comments below so that I can send you a link.

P.S. There is no joining fee, no processing fee or any form of payment from the member though I am just still extra careful about providing my sensitive information when answering the surveys. 

Same Dog, Different Owner

I have always believed that a dog's life is dependent on its owner. The same dog may look different given a different owner. Some are lucky to have such good parents that treat them as family while others have owners who are just good at the beginning and simply abandon them as they age or get sick. 

As an animal welfare advocate, we had always encouraged genuine dog lovers to adopt rather than shop. A massive campaign to give these poor furbabies another shot in life. Hoping that they can truly find their happy ever after with their new owner.

On a personal note, I honestly do not want another pet to take care of. I understand the big responsibility it entails. From the basic needs such as food and water to medical and emotional needs, being a furparent is not an easy job. I was contented being a mom to Crumpy. 

Little did I know that another dog would be part of our lives and we named her Cheesecake (because she looks like an Oreo cheesecake.) 

Photo: after we gave her a haircut and a bath

This little girl was an abandoned dog roaming around the streets. She was very dirty, smelly and full of fleas when we got her. Not to mention starving too. It was a pity to just look at her and thus, even without plans, we knew we can't just leave her alone and we decided to bring her home. 

We posted a lost and found ad to see if she had a previous owner however, for more than a month no one claimed her. We are thinking that she might have been abandoned. We brought her to the vet and she was diagnosed with an eye infection. She had been whining for a couple of days and not really eating well so, there is a big possibility that she is seriously ill and we are just waiting for other laboratory results to check her medical condition. 

I realized that the hardest part of taking care of a rescue dog is that we do not have any history of her. We do not even know how old is she and we are just guessing everything. The only thing I am certain about is that Cheesecake deserves another and better shot in life. 

Please help us pray for her fast recovery. 

Book Review: Innocence in Time by Chai Galapon

Innocence in Time is a modern tale that gave a refreshing twist to our favorite Disney fairy tales. The book is written by the Filipino Author Chai C. Galapon.

It is a wonderful read for all ages as the story is full of life lessons and surprises. It is highly recommended that readers are familiar with the stories of Cinderella, Snow White, and Beauty, and the Beast. 

For someone who practically grew up watching and reading these fairy tale stories, this book has definitely provided me some sort of "closure" far from the typical fairy tale ending of "They lived happily ever after." 

About the Book:

When the 12 princes from different fairy tale kingdoms were captured by the evil witch, everything in mankind's history changes. Only one person could bring back all that's been taken. Will Tatiana Rose be able to save us from the evil witch's wrath? How and why would she do that and risks everything that's important to her?

For more information or if you would like to order this book: 

Please check their Facebook page: Innocence in Time