Determine if you can afford the monthly payments by estimating mortgage affordability based on income plus your outstanding debts, etc. This will also give you insights into how much you can borrow or how much the bank could possibly approve.
Sunday, March 21, 2021
Investing During a Crisis: Is it a Good Time to Buy a New Property?
Determine if you can afford the monthly payments by estimating mortgage affordability based on income plus your outstanding debts, etc. This will also give you insights into how much you can borrow or how much the bank could possibly approve.
Friday, March 12, 2021
Easy and Convenient Ways to Buy Your Dream Home this 2021
- Aimee - a 22 square meter, one-bedroom abode
(Scan the QR code or watch the video to see the virtual 360-degree house explorations)
- Angelique - a 35 square meter provision with two bedrooms and one carport
(Scan the QR code or watch the video to see the virtual 360-degree house explorations)
- Angeli - a 42 square meter, three-bedroom, and one carport home
(Scan the QR code or watch the video to see the virtual 360-degree house explorations)
Sunday, March 7, 2021
Ito Ang Araw Mo: Inspiring You to Continue Pursuing Your Dreams
Thursday, February 25, 2021
National Bookstore Warehouse Sale is now available in Lazada and Shopee
The National Bookstore Warehouse Sale was one of the events that I look forward to every year when we were still residing in Metro Manila because of one main reason --- the discounts are crazy and real. I would even allocate one full day to shop and just go through piles and piles of good stuff offered at around 70-90% off.
They offer not just books but office and school supplies, toys, crafting supplies, stationery, and even computer accessories. So, when we moved to Bacolod, this one of the things that I truly miss.
Photo credit to https://www.facebook.com/nbsalert
Now, the good news is NBS Warehouse Sale is now available in Lazada and Shopee. Yes, you read that right. You can now shop for these sales items online. Please note that this is different from the National Bookstore's Flagship Store.
Here are the direct links:
Please take note that items may sell out fast so, you might have to check out really quick.
Of course, you might want to consider the shipping costs especially if you are planning to purchase books since they're heavy. So far, we find the shipping fee for provincial addresses more reasonable in Shopee (with the shipping vouchers)
We also noticed that items from Lazada and Shopee are different. So, it is still worth browsing both stores. :)
Anyway, that's it for now. We'll update this post once we receive our orders and share with you our NBS Warehouse Sale haul.
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Saturday, February 20, 2021
5 Disney-Themed Activities To Do with Family at Home
Tuesday, February 16, 2021
Disney Songs That Will Empower and Inspire Every Dreamer
Monday, February 8, 2021
Hope in a Box: Get your own limited edition merchandise from Davao's Top Fashion and Design Creatives and Artisans
Friday, February 5, 2021
3 Easy Tips To Keeping Your Home Summer-Ready
Summer can be a little tough in the Philippines. At its peak, temperatures can reach 32°C, peaking at almost 36-38°C due to humidity! One of our best refuges is our home, blasting our air conditioning units and electric fans.
However, our homes aren’t safe from the scorching heat of the sun either. Summers can cause damages to our houses, which can lead to some serious problems later on.
Before the summer hits, make sure you keep your home summer ready! Here are some of the best ways to prepare for the summer.
1. Change your curtains
If you want to keep your home cool, change your curtains to light-colored ones. Hanging dark-colored curtains can absorb and retain more heat. It’s a simple hack to keep your home summer-ready.
While you’re at it, install curtain ties too! This opens your windows further to let more of the cool breeze into the home. If you want to all-out, lose the curtains! Although, it may not be ideal especially if you live closely with your neighbors.
2. Clean the fans and aircon
To keep you and your home cool for the summer, you’ll likely use your fans and air conditioning units to the max. While doing this is efficient to keep the temperatures low, it may easily collect dust and other small particles that can clog the filters.
So, clean the fans and aircon at home before the summer regularly. It makes your home cool, plus cuts down the expensive utility costs! There are several tutorials on how to clean them properly — but if you don’t get it, better consult an expert.
3. Check the maintenance of the roofing
Unlike other home maintenance that can be done whenever the maintenance of the roofing is best conducted during the summer. You don’t have to worry about the suddenly getting rained on when you clean the gutter and remove fallen leaves.
Since it’s the sunshine all day long, conduct your roofing fixes during the summer too! This includes covering small holes with sealants as well as changing the overall roofing. It’s an easier and less costly choice for you.
Ensure the quality of the house you’re purchasing
Summer or not, ensure the quality of the home you’re purchasing. This includes checking not only the obvious things like the finishes and paints, but also the trivial things like roofing, piping, wiring, and more! They’re often overlooked, but they’re one — if not the most important — aspects of buying a home.
Looking for a quality house within a friendly and secure community? Get a house from BellaVita today — Sakto Sa’yo!
For more inquiries about BellaVita homes and location, visit BellaVita, or send a message through Facebook.
Tuesday, February 2, 2021
How Essential are Essential Oils?
- CALAMANSI ESSENTIAL OIL – From the peels of the beloved Calamansi we use as refreshments or as part of cooking, CDL extracts Calamansi Essential Oil by distillation. The aroma of the essential oil is distinctively Calamansi. The scent of Calamansi has been suggested to help alleviate depression and anxiety. It is also among the few aromatics that not just mask the bad smell but completely neutralizes them, making the essential oil a great additive to cleaning products. It is also an excellent additive to skin toners or blended with other essential oils in a massage blend.
- DALANDAN ESSENTIAL OIL – Just like Calamansi, the sweet citrus of the Philippines’ oil is extracted from its peels via distillation. Unmistakably citrusy and sweet, Dalandan Essential Oil is among the all-time favorites. Aside from feeling really good after smelling Dalandan Essential Oil, this can also be used as the oil from Calamansi.
- ELEMI ESSENTIAL OIL – A world-renowned oil because of its benefits, Elemi Essential Oil has been popular to the rest of the globe but to us Filipinos, it seems we are just slowly being familiar in spite of the world’s supply coming from our country. There are 2 types of Elemi Essential Oil, the first one and the most popular, comes from the resin of the Canarium luzonicum tree or the Manila Elemi. The 2nd one comes from the resin of the Canarium ovatum tree or the Pili tree, which have yet to gain popularity as an alternative. Dubbed as “poor man’s frankincense,” Elemi Essential Oil is basically the more abundant and readily available substitute for Frankincense. Well known for its skin rejuvenation benefits, Elemi Essential Oil is also an amazing anti-inflammatory, a great additive for massaging strained or tired muscles provides relief to respiratory troubles, and a great stress reliever.
- ALMACIGA ESSENTIAL OIL – Known to the world as Manila Copal, it's globally traded as an ingredient in making varnishes. Traditionally, Almaciga is used as a fire starter, caulking for boats, smudge for mosquitoes, and incense for religious ceremonies. There are documented evidence that the resin is burned and smoke is inhaled for asthma and other minor respiratory troubles. The Almaciga Essential Oil is extracted by distilling the resin from Agathis philippinesis trees, which are native to the Philippines. Not much is known for the use of its essential oil because of its extreme uniqueness and it is virtually unknown up until its creation by CDL. The Almaciga Essential Oil’s aroma falls in-between Elemi and Frankincense making it another potential alternative to Frankincense.
Tuesday, January 26, 2021
Quarantined for a year (literally!) and how I spent my 2020
It's official! We haven't gone out of the house (literally!) for a year already as of this day. This is because we believe that the most effective way to keep you safe from the virus is to stay at home and avoid exposure at all costs. Since I am considered high-risk and my mom is a senior citizen, we'd like to take the necessary precautions as much as we could.
Since I had been working from home, I had the option not to go out of the house. The only adjustments that we need to do were our grocery, bank transactions, and errands. Luckily, companies and stores were able to adjust immediately and now have online services available thus, it was easy for consumers like me to fulfill these responsibilities through the use of technology and mobile apps.
Is this for real?
When I tell my friends that we REALLY do not leave the house, they have a hard time believing and they keep on asking if I was okay and what it feels like to be stuck at home all the time. To answer this question -- Yes, I am okay and you can say that I am a happy quarantined individual (if there is such a term. LOL!) I have made this decision voluntarily and whole-heartedly and I am grateful to have this choice for me and my family.
After all, 2020 is an unforgettable year. It was a rollercoaster ride and truly life-changing. However, I don't think it is 100% bad but rather it was a wake-up call to teach us important lessons in life. Being stuck at home, made me realize what truly matters. The safety and health of my family is my top priority.
It is not a bed of roses
I remember one night during the early days of the lockdown, I was crying as I was just so scared and lost. When I think about our situation, there was no end in sight. I was disappointed and anxious. I had mixed emotions. But then I prayed and thought about what I really wanted for me and my family. Then, I realized that as long as we are safe and healthy and we have our basic needs (food, water, shelter, clothing, air) then we will be okay. I don't have to worry about other things for now.
These are some of the lines and quotes that I held on to while dealing with this crisis.
"2020 is not the year of thinking about your dreams or plans, but just to ensure that you stay alive"
- Be part of the team behind high-impact online events like the HR Summit Global with 10,000+ participants and World Gratitude Summit with 15,000+ participants from 40+ countries globally. Since live events are not allowed during the pandemic, the conduct of online events was one of the major changes that we had.
Check out the World Gratitude Summit highlights below. :)
- Val and I founded Bacolod Food and Supply Sources, an online community created to help address the needs of our local community during the quarantine. It was a venue where members are encouraged to stay at home and opt for alternative ways (e.g. delivery service to source their needs like groceries, food, and medicine. We also had local sellers and suppliers as members whom we were able to support their business through online transactions. To date, we have over 8,600 members.
- I was able to co-author the book, To the First Woman Who Loved Me with Sha Nacino, Bro. Bo Sanchez, Kat Aristorenas, etc. It was a special Mother's Day tribute where I shared a story all about my mom. The book features 42 heartwarming and inspiring stories that will rekindle treasured moments with your mom.
If you wish to have a printed copy of the book, you may order via this link or if you want the ebook version, you may order via this link.
- The year also opened up another passion project for us as we launched our official Youtube channel. This time, our Youtube channel will feature DIY tips, tech and gadget reviews, instructional materials, and game streaming. Thus, the content will be slightly different from the blog. Hope you can support us in this too by subscribing to our channel.
- We also had a Disney-themed Christmas tree and organized a Christmas Lighting Event. This is going to be one of our family traditions every December 8.
- Completed "Simbang Gabi" for the first time where we attended the Manila Cathedral's online mass every 4:30AM for 9 straight days.
- Had a Virtual Noche Buena with Family
- Started affiliate marketing with Involve Asia and this has been exciting and rewarding. You may read more about it, here.
- Became part of the support team for the Virtual Speakers Association International, which is one of the top professional speakers' associations globally.