Investing During a Crisis: Is it a Good Time to Buy a New Property?

The health crisis has been going on for quite some time and with the news that the cases are rising again these past few weeks, it seems that we are now back to square one. 

Initially, we thought that 2021 is going to be our recovery year, however, the current situation with an average of 5000+ new cases per day brought out negative sentiments from the market making the economy dive down once again. 

According to Wall Street Journal, as of March 19, the PSEI YTD is down by 9.85% and this may continue to go down as more lockdowns and restrictions are looming in the next few days. Recent NEDA reports also indicate that the unemployment rate is still at 8.7% while other economic indicators and statistics do not really look good. 

What does it mean for ordinary consumers? 

Given that the market is unstable, shaky, and volatile, it means that economic recovery may take longer than expected. However, this is not all bad. 

"In the midst of every crisis, lies great opportunity" - Albert Einstein

If you are investing in the stock market, experts say that the best time to buy stocks is when the market is down. 

If you are planning to invest in real estate, now is also a good time to invest since the prices are cheap and there are good deals all around. Many real estate companies such as Ayala Land and SMDC are now offering lower monthly amortization and interest rates. 

Is it a Good Time to Invest and Buy a New Property? 

Just like other investments, before you make a decision, you have to be an active investor. Don't be speculative because speculative investing entails high risks as if you are gambling. Instead, you have to study and understand what you are doing. 

In general, real estate is a good investment option as it is tangible and it can produce cash flow without you losing (selling) it. In times that the market is down, leasing or rental income can still continue thus, you do not really have to liquidate it even when the market is unfavorable. Real estate investments can also withstand the influx of inflation. 

To answer the question if it is a good time to invest and buy a new property - it actually depends on your cash flow. If you are planning to mortgage, make sure to check interest and payment computation. There are a lot of free mortgage calculators online. Some even have graphs of loan repayment along with monthly and yearly amortization tables that are very helpful in making a decision. 

Determine if you can afford the monthly payments by estimating mortgage affordability based on income plus your outstanding debts, etc. This will also give you insights into how much you can borrow or how much the bank could possibly approve. 

Thus, as long as you can ensure that there will be adequate cash flow even during a crisis, then it would be a good time to take advantage of the great offers and low-interest rates available in the market today. Having a stable job and  enough savings is a good indicator as well that it is the right time for you to start investing. 

Do you want to be a part of Shopee's Global Leaders Program?

As more Filipinos turn to online platforms for their daily needs, the e-commerce industry continues to take on a greater significance in people’s lives. With the rapid growth of the business sector, there is also an increasing demand for tech talents in the country and globally. According to the Department of Trade and Industry, the Philippine internet economy will be worth 28 Billion US dollars by 2025, highlighting the need for the right talent to push this growth forward.

Shopee, the leading e-commerce platform in Southeast Asia and Taiwan, nurtures and prepares students and professionals for e-commerce through its various tech training and e-commerce apprenticeship programs, such as the Shopee Global Leaders Program (GLP).

The Shopee Global Leaders Program, launched in 2018, is a 2-year graduate program consisting of four 6-month local and overseas rotations designed for highly enthusiastic and ambitious young Filipino talents. Participants will help drive Shopee’s campaigns and new initiatives by working with local and overseas teams. They will gain eye-opening experiences, regional exposure and contribute to the expansion of Shopee across the region. Participants will be part of a structured learning and development program and receive dedicated mentorship from Shopee leaders.

Martin Yu, Director at Shopee Philippines, said, “As the need for tech talents rises, Shopee will continue to equip future leaders with the proper e-commerce knowledge through different kinds of training and apprenticeships like the Global Leaders Program. We will ramp up our efforts to provide proper mentorship and an immersive learning experience to all participants of this program. As a mentor myself, I have worked with a lot of promising participants and I look forward to working with the next batch of aspiring tech leaders who choose to join this program.”

Who are eligible to join? 

• Fresh graduates with a good bachelor or master's degree in any discipline with less than 2 years of full-time working experience
• Quick learner who is resourceful and drive to tackle hard problems in a dynamic environment
• Self-starter who is determined to lead change and make a real impact
• Passionate igniter who is relentless in the pursuit of excellence
• Effective communicator who is clear in putting across thoughts and ideas
• A leader who can influence people towards the achievement of goals 

Here are some reasons why you shouldn't miss this chance to be part of the Shopee Global Leaders Program (GLP)

• Very Competitive Salary Package
• Mentorship and Development
• Strategic and Regional Exposure
• Rigorous Training Curriculum
• Highlighly Impactful and Meaningful Projects
• Enriching #LifeatShopee Experience

If you are interested, you may send your application via this link. 

Application is open until March 14, 2021. 

Participants of the Global Leaders Program highlighted how they gained significant professional and personal growth, which will help them excel in their careers in the e-commerce industry.

For Anton, the Global Leaders Program was a vibrant and immersive experience. “Before the pandemic, we were able to go abroad and meet our fellow GLP participants in the other regions and participate in training sessions to hone our leadership skills further. Besides the international training opportunity, I have also been able to work on many impactful projects and initiatives across different departments within Shopee Philippines. Most of all, I appreciate the many mentorship opportunities I’ve had with my Shopee managers,” Anton shared.

Samantha, on the other hand, describes her GLP experience as enriching and packed with learning. “In two years, we get to immerse ourselves in four different teams, which widens our perspectives and pushes us to be more agile as we switch roles every six months. GLP provides opportunities to create impact in the industry and to see Shopee from multiple lenses through different departments, which I believe will help to develop our sense of the industry quite quickly,” Samantha added.

Anton is currently with the program while Samantha just concluded her stint with GLP. Both are now with Shopee as full-time employees. “I consider Shopee as a top choice when it comes to finding a company to join in the e-commerce and digital marketing industry. Many young and bright individuals in the company have exciting and innovative new ideas that make our work fun and interesting,” Anton said.

“Life at Shopee is fast-paced and full of learning opportunities. Shopee fosters a collaborative environment and it is a privilege to work with colleagues who live out our core values,” Samantha added. “If you want an experience that will help you grow both personally and professionally in a holistic manner, Shopee’s Global Leaders Program is the way to go. I think it’s a good and commendable training program for young professionals who want to experience e-commerce fully.”

For more information about the Global Leaders Program, visit https://careers.shopee.ph/GLP

Easy and Convenient Ways to Buy Your Dream Home this 2021

Imagine buying a house and lot online. Wouldn't that be simply convenient? 

That's exactly what Lumina Homes offers! 

At the onset of the current health crisis, everything shifted to the dynamics of the digital and virtual world. Thus, Lumina Homes being one of the top leaders in the industry came up with several initiatives that allow the buyers to purchase their dream home right at the comforts of their present abode giving each one of us easy and convenient ways to buy our dream home this 2021. 

Lumina Homes is the friendly-priced yet quality housing development branch of Vista Land. This 8-year-old new kid on the block in the housing industry is fast becoming a top choice nationwide. Lumina Homes, in fact, was named the Top 1 Home Developer in 2019 by PAG-IBIG Fund. 

With over 50 developments spread all over GMA, Luzon, Visayas, and Mindanao, with a new project which offers exclusive condominium living with top-of-the-line amenities. Lumina Homes is a carefully-designed community, which can easily be considered a barangay of its own. Each development comes with mini gardens and greeneries, a basketball court, community hall, playground, and a promise of a commercial area such as malls, banks, schools, and hospitals nearby in the future. The kind of property all Filipinos would be proud of owning.

Owning a Lumina Home just got easier. With a few clicks on your computer or mobile device, buyers can now access the best available deals and offerings. Just as the current health crisis pushed the Pinoys home-bound and on a strict health protocol, Lumina Homes has also addressed this necessity by leveling up. 

Presenting, the Lumina Homes Online. Access is very easy and you can do that by simply visiting Lumina Homes' official website, www.lumina.com.ph, and explore the much-talked-about 3D Home Models.

The virtual 360-degree house explorations of Lumina's state-of-the-art home designs are such a big hit. A convenient and marvelously new concept of choosing a dream home using a laptop, smartphone, or computer.

Famous house models include the following:

•  Aimee - a 22 square meter, one-bedroom abode 

(Scan the QR code or watch the video to see the virtual 360-degree house explorations) 

 

• Angelique - a 35 square meter provision with two bedrooms and one carport 

(Scan the QR code or watch the video to see the virtual 360-degree house explorations) 

• Angeli - a 42 square meter, three-bedroom, and one carport home

(Scan the QR code or watch the video to see the virtual 360-degree house explorations) 

 

There's also a beautiful 3D display of how a typical Lumina Homes community looks like and it gives the viewer a feel of the barangay via a virtual tour. It's like being there without leaving one's living room.

One can also watch online actual videos of finished developments and ongoing projects, via the Lumina Homes' YouTube Channel at www.youtube.com/luminahomesofficial and enjoy the exciting playlists for popular Lumina house tours and vlogs.

Once you have decided on your dream home, simply place a reservation via the one-stop home reservation portal - Lumina Homes Online. This site gives the buyers accessible and convenient access to which house and lots are still available on the market and pay for the reservation fee. 

Here's a simple step by step guide:

Step 1: Registration. Whether one is targeting a house and lot in Davao del Norte, Cebu, or Cavite, one can do it all at Lumina Homes Online, with just a few clicks by simply visiting https://onlinereservations.lumina.com.ph, and register.

Step 2: Select a preferred location, choose a house model, and the specific address that you want to avail.

Step 3: Payment of Reservation Fee. Once you have decided on all specifications, next is the payment of the reservation fee. You may pay the reservation fee through debit or credit card, GCash, or over-the-counter.

Step 4: Confirmation of Reservation, through email. Once payment has been received and validated, check the confirmation via the email you sent and see the status of the reservation. All these are done in just a few minutes.

Did you know that you can also "ADD TO CART" your dream home? 

Yes, another exciting way is by Shopee. Lumina is the first-ever housing company to launch an online store on Shopee PH. Shopee lets you select a Lumina house model, and do reservations via e-vouchers or digital vouchers that are equivalent to actual reservation fees. 

An e-voucher corresponds to a specific Lumina house model and one can use it to reserve a specific house model of choice at the preferred Lumina Homes development. Simply visit Lumina Homes Shopee Mall Store at www.shopee.ph/luminahomesofficial and check out the wonderful array of best-selling house models available, with a reservation fee of as low as a discounted rate of P4,500*

We tried to purchase the voucher via Shopee and we were happy to discover that you can even use your Shopee coins for additional discounts. 

And, here comes the most revolutionary way of shopping for your dream home, presenting the Facebook live selling!  Get ready to "Mine" your house and lot of choice this March 13, 20, and 27, 2021, as Lumina Homes goes Live Selling on Facebook.

Truly, such wonderful and easy ways to scout and shop for the home you truly deserved the digital way. 

Ito Ang Araw Mo: Inspiring You to Continue Pursuing Your Dreams

Do you feel that your life was put on hold because of the current situation? 

Were all your plans canceled? Your dreams put on the side? 

Did you feel that you took a step backward in your achieving your goals? 

If you said yes to any of the questions above and you feel uninspired or lost, I don't really blame you. What you feel is valid. After all, nobody expected to experience a pandemic in their lifetime. However, this does not mean that we stop living because of the current situation. There might be no clear end-in-sight but we are not helpless nor hopeless. Instead, it is time to unleash our creativity and resourcefulness to adapt succesfully to the new normal. I remember one of the famous quotes of Tony Robbins "Every problem is a gift. Without problems, we would not grow." 

So, let us take this opportunity to grow. The world is rooting for you and there are a lot of people willing to support you. 

Just like Sun Life Philippines' latest campaign, "Ito ang Araw Mo,  where they aim to rally and inspire Millennials to hit the restart button on their dreams. 

Through this new digital campaign, it will prompt millennials just like you and me to claim a new beginning in their journey towards a brighter future.

The campaign launches on March 8 with a digital video highlighting the unique experiences of today’s generation, such as graduating in a virtual ceremony, exploring gaming as a career, pursuing online entrepreneurship, and starting a new family in extraordinary times. It will be posted on Sun Life’s social media assets, Facebook, Twitter, and Instagram to ignite the Millennials’ motivation to chase after their personal pursuits. 

The “Ito ang Araw Mo” campaign takes inspiration from the pursuits of the Millennials who are keen on building their career, growing their wealth, and finding self-enrichment amid the pandemic. 

“The times we are in may have pushed Millennials to put their goals on hold, but it also brought out their creativity, resourcefulness, and an undeniable spirit. They are well equipped to fulfill all their dreams, even as they navigate their way in a new environment,” Sun Life Chief Marketing and Client Experience Officer Gilbert Simpao said. “It all begins with recognizing the start of this new chapter in their lives, taking control of what they can accomplish today while working on their bigger goals in the future with Sun Life as their partner.” 

To inspire and enable them with specific actionable to-dos, Sun Life will also hold an interactive workshop entitled “Build Bright Habits to Reach Your Goals” on March 20, 10am, featuring international author, speaker, and life coach Dr. Christine Carter and AHA! Behavioral Design Managing Director TJ Agulto. 

These bright habits on self-improvement, relationships, and personal finance will be reinforced through a Facebook community where they can avail of mini mentorship programs, weekly challenges, and exclusive promos in the company of their fellow goal-achievers.

Those ready to craft their financial plans and be experts in handling their money are encouraged to seek the help of a Sun Life advisor, who can help them create a financial roadmap that matches their needs and will put them in a better position to make their plans a reality. “Ito Ang Araw Mo” updates and other relevant information will be posted on Sun Life’s various online platforms for those who wish to take part in the activities and for those looking for added inspiration. 

"There may have been a tremendous shift in our lives, but Millennials have the power to realize their goals and aspirations. It can start today,” Simpao said. “Ito ang araw nila, and it would be Sun Life’s honor to be their partner for life in this journey.”

National Bookstore Warehouse Sale is now available in Lazada and Shopee

The National Bookstore Warehouse Sale was one of the events that I look forward to every year when we were still residing in Metro Manila because of one main reason --- the discounts are crazy and real. I would even allocate one full day to shop and just go through piles and piles of good stuff offered at around 70-90% off. 

They offer not just books but office and school supplies, toys, crafting supplies, stationery, and even computer accessories. So, when we moved to Bacolod, this one of the things that I truly miss.

Photo credit to https://www.facebook.com/nbsalert

Now, the good news is NBS Warehouse Sale is now available in Lazada and Shopee. Yes, you read that right. You can now shop for these sales items online. Please note that this is different from the National Bookstore's Flagship Store. 

Here are the direct links:

NBS Warehouse Sale on Lazada

NBS Warehouse Sale on Shopee

Please take note that items may sell out fast so, you might have to check out really quick. 

Of course, you might want to consider the shipping costs especially if you are planning to purchase books since they're heavy. So far, we find the shipping fee for provincial addresses more reasonable in Shopee (with the shipping vouchers) 

Shop here: NBS Warehouse Sale on Shopee

Shop here: NBS Warehouse Sale on Lazada

We also noticed that items from Lazada and Shopee are different. So, it is still worth browsing both stores. :) 

NBS Warehouse Sale on Lazada

NBS Warehouse Sale on Shopee

Anyway, that's it for now. We'll update this post once we receive our orders and share with you our NBS Warehouse Sale haul. 

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5 Disney-Themed Activities To Do with Family at Home

We know you miss Disneyland as much as we do and this is why we are going to share with you ideas and activities that will blow your blues away.   

The best part? This is free and you can do this in the comforts of your home. So, without further ado, Let's get started! 

1. Be a Castle Architect - Pick up your scissors and design your own castle. Just download this free Disney printable from HK Disneyland. You can pick between a simple castle layout or an advanced castle layout. Grab your castle guide here 

2. Brush up on your Coloring Skills - Disneyland has a lot of free printables of coloring sheets featuring your favorite Disney characters. It includes Disney princesses, Pixar characters from Toy Story and Finding Nemo as well as our classic Disney favorites. Download the free printables here

3. Binge-watch on Disney shows - Disneyland Paris has been organizing watch parties since December last year and you can enjoy watching these magical shows at home. 

Watch the Disney shows here

4. Learn how to cook the Ratatouille - I have always been curious about this famous recipe of Gusteau's so this is the perfect time to learn how to prepare this nostalgic dish that impressed Anton Ego. No other than Michelin-starred French chef Jean Imbert will teach us how. Click here to start the tutorial

5. Discover Wakatoon - Through this activity, you can watch your own paper coloring pages come to life through the app. Enjoy the magic as you create a personalized, two-minute cartoon that will teach children an important lesson about recycling. Yes, it sounds exciting to make our own cartoons and see them come to life.

That's it for now! Comment below on what activity are you interested in or if you have any other Disney-themed ideas. :) 

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Follow us on Instagram - www.instagram.com/mymetrolifestyle to check out our Disney collection and latest Disney shopping hauls. 

Book Review: Sunsets are Sonnets and Other Poems by Alvin B. Cruz

Have you experienced feeling empty, but you don't know what you are missing?

Was there a time that you feel down and alone but can't properly explain what is happening?

Are you someone who is silently grieving and lost?

This book, Sunsets are Sonnets and Other Poems will help you find the right words to express how you feel. The book features 30 poems – old and new that talk about the 3L's: life, love, and loss.

It was written by Alvin B. Cruz, a writer, professor, and communication consultant. He is an inveterate traveler and has lived and worked as an English teacher in the United States, Japan, and the Maldives. His earlier poems were published in The Philippine Graphic and more recently his poetry at Wales Haiku Journal.

Through the poems and the traditional Japanese haiku in the book, the author was able to paint a picture of the realities of life that teaches us a valuable lesson on dealing with loneliness and pain. Each poem is unique and rooted in different experiences of the author.

His haiku was beautifully written with illustrations that match perfectly, allowing the readers to enjoy the images described on each page. The use of the different elements of nature, allowed readers to realize that we are not alone with whatever problems we are dealing with right now that even our surroundings understand what we are going through. Just like one of my favorite lines and the title of the book “Sunsets are sonnets whose lines of light overshadow the hidden dangers that lurk in the deep recesses of this dark world.”

Overall, the book was an easy and light read with just over a hundred pages. This book is powerful and will bring out the deepest emotions within us through the author’s excellent wordplay and imagery.

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Title: Sunsets are Sonnets & Other Poems
Author: Alvin B. Cruz
Publisher: Central Book Supply, Inc.
ISBN: 978-621-02-1248-8
No. of Pages: 116
Size: 5 x 7 inches
Edition: 2020
Binding: Softbound

You may order your copy through Central Books

Disney Songs That Will Empower and Inspire Every Dreamer

Walt Disney is known as a pioneer of animated films. He is also the creator of famous cartoon characters such as Mickey Mouse and the man behind Disneyland and Disney World which we consider to be the happiest place on earth.

His works represented imagination, optimism, and success inspiring individuals to dream and to work towards achieving that dream. He is someone who was creative and was constantly innovating. He was not scared to push the boundaries which has been one of the key factors to his success.

One of his famous quotes is something that I hold on to. I even have this written on our bedroom wall to remind me every day to pursue my dreams.

"If you can dream it, you can do it." - Walt Disney

Throughout the years, Disney has been producing movies and songs that are aligned with these values as they continue to bring happiness and inspiration to individuals all over the world.  

Thus, let me share with you some of the Disney songs that will surely empower and inspire the dreamer in you. 

1. How Far I'll Go by Auli'i Cravalho from the movie, Moana (2016)

2. Try Everything by Shakira from the movie, Zootopia (2016)

3. Almost There by Anika Noni Rose from the movie, Princess and the Frog (2009)

4. Happily Ever After by Jordan Fisher & Angie Keilhauer from Magic Kingdom. 

The song Happily Ever After is a personal favorite and this is usually played in Disneyland during the fireworks display. This resonated with me so much that I cried during the first time I heard it and it still gives me goosebumps every time I listen to it.  :) 

Anyway, do you have other favorite Disney songs that inspire the dreamer in you? Feel free to comment below. 

Why is Philhealth the ONLY Government Entity Without an Online Payment Facility for Voluntary Members?

UPDATE: Philhealth now has an online payment system for self-paying individuals. 

2020 was the year where most businesses, institutions, and organizations have shifted to online or digital platforms. Online classes were implemented. E-commerce has taken a huge leap and the use of digital wallets such as GCASH, Paymaya, and other online payment facilities has never been this popular.

These initiatives and lifestyle changes took place as a response to the government's and health experts' call to stay at home and avoid unnecessary trips. So, this made me wonder Why is Philhealth the ONLY Government Entity Without an Online Payment Facility for Voluntary Members?

 

For weeks, I have been researching how I can pay my voluntary contribution to Philhealth without going out of the house, and sad to say, I had no luck finding one. We haven't gone out for over a year (literally!) and that's how serious we are about staying at home so, going to the nearest Philhealth office is not a good option for us. 

I was able to read about the Moneygment app but based on the latest update, it is currently available. 

According to Philhealth's website, they have several accredited service partners who accept online payment however, when we checked it seems that these are for corporate accounts/ employers as it has been asking for a corporate/ company code, corporate name, etc.  

• Bank of the Philippine Islands (via Bizlink)
• Citibank N.A. (Citidirect)
• Land Bank of the Philippines (via EPS)
• Security Bank Corporation (via Digibanker)
• Union Bank of the Philippines (via OneHUB)
• BancNet Inc.(via e-Gov facility)

Given that is attached to the Department of Health, do you think it should be one of the key agencies looking after our welfare and safety? 

Do you think they should be the first institution to offer these online services so that people so, that it is possible for people to follow their advice to stay at home?

For now, I still have no clue how and where I can pay my Philhealth contribution without leaving our house. If you know a way on how to make an online payment for Philhealth, please share it in the comments below. It would mean a lot to me. Thank you! :) 

Hope in a Box: Get your own limited edition merchandise from Davao's Top Fashion and Design Creatives and Artisans

by Jon J. Nuñez

When the health crisis hit the country almost a year ago, among the most affected are the communities of artisans in the different parts of Davao region. Most of these creative people are members of the lumads or ethnic tribes of Region XI. 

Unknown to many, the Davao Fashion and Design Council (DFDC) have been partnering with these artistic folks by way of commissioning their weavers, beaders, and sewers to create world-class creations that are a big hit around the country and even globally.  

Alas, the pandemic came, the fashion industry is among the first to be told to cancel events as it would entail the gathering of crowds-- such as fashion shows and exhibits. Thus, the Philippine Fashion Coalition (PFC) headed by Manila fashion directors, designers, models, and behind the scenes production staff, have been doing fundraising drives ever since last year. This time, through the partnership of DFDC, comes the Box of Hope. 

By supporting this project, we can help the displaced creatives and artisans of the fashion industry, especially the community of sewers, beaders, and weavers. For every purchase of Box of Hope, you help put food on the table for the family. A Box of Hope consists of a Kadayawan Bomber Jacket, 3 Kadayawan Masks, and a limited edition Araw Brooch for only Php 10,000. 

To order please send a private message to DFDC designers Edgar Buyan, Dodjie Batu, Emi Englis, or Benjie Panizales.

We would appreciate if you can share this post. Thank you for your support! 

Bump'd Leggings Giveaway

Enter for your chance to win

(1) pair of Zen Mama Leggings from Bump'n

   

Sponsored by: Bump'n

Hosted by: MamatheFox.com

Co-Hosted by: Mama Banana's Adventures and Versitiller

   

Any pregnant mama knows the value of having comfortable maternity clothing on hand...especially as her bump grows! Maternity pants especially can be hard to find, in addition to getting a good fit that will expand with you as your baby gets bigger. Bump’n Clothing was designed with comfort and practicality in mind, providing mama’s with a stylish legging that not only looks good but also considers her growing body and helps support it! From maternity support leggings to postpartum leggings with built-in waist trainers, Bump’n Clothing has leggings to support mama’s through all stages of motherhood!

Bump’n Clothing is generously offering a pair of their Zen Mama Leggings as part of a MamatheFox Giveaway! These leggings are not only appropriate for over the bump maternity wear, but they also fold down for non-maternity lounging too!

   

Join via this Entry-Form

This giveaway runs 2/8 through 2/22 - The winner will be pulled on 2/23. Open to the US only.

MamatheFox and all participating blogs are not held responsible for sponsors who fail to fulfill their prize obligations.

3 Easy Tips To Keeping Your Home Summer-Ready

Summer can be a little tough in the Philippines. At its peak, temperatures can reach 32°C,  peaking at almost 36-38°C due to humidity! One of our best refuges is our home, blasting our air conditioning units and electric fans.

However, our homes aren’t safe from the scorching heat of the sun either. Summers can cause damages to our houses, which can lead to some serious problems later on. 

Before the summer hits, make sure you keep your home summer ready! Here are some of the best ways to prepare for the summer.

1. Change your curtains

If you want to keep your home cool, change your curtains to light-colored ones. Hanging dark-colored curtains can absorb and retain more heat. It’s a simple hack to keep your home summer-ready.

While you’re at it, install curtain ties too! This opens your windows further to let more of the cool breeze into the home. If you want to all-out, lose the curtains! Although, it may not be ideal especially if you live closely with your neighbors.

2. Clean the fans and aircon

To keep you and your home cool for the summer, you’ll likely use your fans and air conditioning units to the max. While doing this is efficient to keep the temperatures low, it may easily collect dust and other small particles that can clog the filters.

So, clean the fans and aircon at home before the summer regularly. It makes your home cool, plus cuts down the expensive utility costs! There are several tutorials on how to clean them properly — but if you don’t get it, better consult an expert.

3. Check the maintenance of the roofing

Unlike other home maintenance that can be done whenever the maintenance of the roofing is best conducted during the summer. You don’t have to worry about the suddenly getting rained on when you clean the gutter and remove fallen leaves.

Since it’s the sunshine all day long, conduct your roofing fixes during the summer too! This includes covering small holes with sealants as well as changing the overall roofing. It’s an easier and less costly choice for you.

Ensure the quality of the house you’re purchasing

Summer or not, ensure the quality of the home you’re purchasing. This includes checking not only the obvious things like the finishes and paints, but also the trivial things like roofing, piping, wiring, and more! They’re often overlooked, but they’re one — if not the most important — aspects of buying a home.

Looking for a quality house within a friendly and secure community? Get a house from BellaVita today — Sakto Sa’yo!

For more inquiries about BellaVita homes and location, visit BellaVita, or send a message through Facebook.

How Essential are Essential Oils?

Essential Oils have been around for many centuries. For ages, many cultures around the world rely on the reliable uses of essential oils for many of man's ailments and conditions. From Africa to Asia to Oceania to Antarctica, essential oils have been permanent fixtures in many home medicine cabinets. It really isn't a medicine, but wise 'medicine folks' in the rural areas around the world have been known to use it as an age-old alternative medicine and therapy.

In the Philippines, a growing herd of believers and users have been observed over the years. But since time immemorial, essential oils have been known to be used by "Mangagamots" or "Manghihilots" (medicine men and women), whether for massaging or traditionally called 'Hilot' or touch therapy. I think this also how the word "oilbularyo" was coined. 

With essential oils, a wide range of uses would come to mind. Such as remedy from snake bites, relief from bee stings, high fever, sprained ankle or wrist, assistance in childbirth, and even to such extremes as curing a said person suffering from the possession of an evil spirit. 

In the advent of the Covid-19 pandemic, another age-old Philippine traditional medical practice has been resurrected, and that is the 'Tu-ob' or steam inhalation. Nowadays, people mix a few drops of essential oils in a bowl of freshly boiled water and immediately inhale the steam while the head is entirely covered with a towel. The vapors give instant relief from colds, sore throat, and cough. 

But what are essential oils? It is the purest form of a substance derived mostly from flowers, plants, trees, and seeds. Essential oils are the concentrated compound that imparts the scent and herbal essences from which it was sourced from. 

Today, essential oils come in many different variants. Here in the Philippines, the most common essential oils are Lemongrass and Citronella since they’re the easiest to grow and require the least maintenance, and very abundant. However, Casa de Lorenzo under its flagship brand CDL Naturals has pioneered the introduction of other essential oils from native plants and trees of the Philippines and is working to create and discover more essential oils from the country. 

• CALAMANSI ESSENTIAL OIL – From the peels of the beloved Calamansi we use as refreshments or as part of cooking, CDL extracts Calamansi Essential Oil by distillation. The aroma of the essential oil is distinctively Calamansi. The scent of Calamansi has been suggested to help alleviate depression and anxiety. It is also among the few aromatics that not just mask the bad smell but completely neutralizes them, making the essential oil a great additive to cleaning products. It is also an excellent additive to skin toners or blended with other essential oils in a massage blend.

• DALANDAN ESSENTIAL OIL – Just like Calamansi, the sweet citrus of the Philippines’ oil is extracted from its peels via distillation. Unmistakably citrusy and sweet, Dalandan Essential Oil is among the all-time favorites. Aside from feeling really good after smelling Dalandan Essential Oil, this can also be used as the oil from Calamansi.

• ELEMI ESSENTIAL OIL – A world-renowned oil because of its benefits, Elemi Essential Oil has been popular to the rest of the globe but to us Filipinos, it seems we are just slowly being familiar in spite of the world’s supply coming from our country. There are 2 types of Elemi Essential Oil, the first one and the most popular, comes from the resin of the Canarium luzonicum tree or the Manila Elemi. The 2nd one comes from the resin of the Canarium ovatum tree or the Pili tree, which have yet to gain popularity as an alternative. Dubbed as “poor man’s frankincense,” Elemi Essential Oil is basically the more abundant and readily available substitute for Frankincense. Well known for its skin rejuvenation benefits, Elemi Essential Oil is also an amazing anti-inflammatory, a great additive for massaging strained or tired muscles provides relief to respiratory troubles, and a great stress reliever.

• ALMACIGA ESSENTIAL OIL – Known to the world as Manila Copal, it's globally traded as an ingredient in making varnishes. Traditionally, Almaciga is used as a fire starter, caulking for boats, smudge for mosquitoes, and incense for religious ceremonies. There are documented evidence that the resin is burned and smoke is inhaled for asthma and other minor respiratory troubles. The Almaciga Essential Oil is extracted by distilling the resin from Agathis philippinesis trees, which are native to the Philippines. Not much is known for the use of its essential oil because of its extreme uniqueness and it is virtually unknown up until its creation by CDL. The Almaciga Essential Oil’s aroma falls in-between Elemi and Frankincense making it another potential alternative to Frankincense.

Essential Oils can also be used as aromatic oils in the form of candles and used in Aromatherapy. Essential Oils can also found in water bath essentials such as Castile soaps and their purest form placed in diffusers to perfume the entire room with a relaxing scent and calming effect. Thus, essential oils have been used as a topical agent and aromatic ingredient as it acts as neurotransmitters via breathing and suggests an instant gratification to the brain.

Essential Oils are helpful physically, physiologically, psychologically, and mentally. This almost spiritual experience is not yet liberally focused and touched by science but it is something that touches man's very core and encompasses the bliss this world has known. After all, essential oils are the closest to what Mother Nature can offer.

Now, here's the best part? Since we have established that essential oils are indeed essential, We would love one of our readers to win this set of Castile soap and essential oils for CDL Naturals. 

To join, check out our Facebook page for mechanics.